Are you looking for ACA health insurance Houston, TX that you can trust and that won’t break the bank? Golden Plan Choice is all you need.
Why Should People Choose Golden Plan Choice for ACA Health Insurance Houston, TX?
As an insurance agency that puts the needs of its clients first, Golden Plan Choice knows that insurance isn’t the same for everyone. When it comes to coverage, we know that everyone has different needs, whether it’s for themselves, their family, their group, or a specific need like life insurance, funeral costs, or dental and eye care.
A Full Range of Insurance Solutions
Our wide range of insurance services is one thing that makes us stand out from others in the same field. We give more than just basic health insurance. We also cover funeral costs, dental and vision care, and life insurance.
We make sure that our clients are well covered beyond the basics of health insurance. This protects them from unexpected costs that can be hard on their budgets.
When people come to Golden Plan Choice, we do more than just help them find the best insurance plan. We also help them sign up for Obamacare or a Medicare plan. This is a big plus for our clients because these plans can greatly cut their out-of-pocket healthcare costs.
Which Factors Should You Consider When Choosing Your Healthcare?
Choosing the right health insurance can be hard because there are so many things to consider. At Golden Plan Choice, we make sure that our clients have a smooth experience. Here are some important things to think about:
- Cost of Premium: This is how much you pay each month to keep your health insurance. At Golden Plan Choice, we help our customers understand what affects their premium costs and help them find a plan that fits their budget.
- Out-of-Pocket Costs: Some examples are coinsurance, copayments, and deductibles. We help our customers figure out how these costs fit into the plan they’ve chosen and how to handle them best.
- Network of Healthcare Providers: The networks of hospitals, clinics, and doctors that come with each plan are not all the same. We help our customers choose a plan covering the doctors and hospitals they want.
The main thing we want to do at Golden Plan Choice is to give our customers peace of mind by finding them good, cheap ACA health insurance. We want to show our clients how grateful we are that they trust us by putting their health and well-being first.
You have the freedom to pick a partner who will care for you and your family. If you don’t want to be surprised by high medical costs, you might want to add life insurance, dental and vision coverage, or insurance for funeral costs to your health insurance.
Understanding the Affordable Care Act: Who It Covers, What It Does, and How to Get It
The Affordable Care Act (ACA), which most people just call “Obamacare,” is a law that was passed in March 2010 to change the way health care is provided completely. The Affordable Care Act (ACA) made many changes to the U.S. healthcare system. Its main goal was to lower the number of people who don’t have health insurance by increasing coverage and lowering prices.
What Does ACA Health Insurance Cover?
The ACA says that health insurance plans must cover a certain number of basic health benefits. Some of these are, but are not limited to:
- Outpatient Care: This includes medical care you get without staying in the hospital, like going to the doctor.
- Emergency Services: ACA plans cover care in an emergency room.
- Hospital Stays: This includes surgeries, more than one night stays, and other types of hospital care.
- Maternal and Prenatal Care: Prenatal, postnatal, birth, and care for babies are all covered.
- Mental health and Drug Use Disorders: This includes counseling, psychotherapy, behavioral health treatments, and addiction treatments.
- Prescription drugs: You must be able to get at least one prescription drug from each category and classification of nationally approved drugs.
- Rehabilitation and Habilitation: This includes physical and occupational therapy as well as other services and devices that help people get better after an accident, disability, or long-term condition.
- Lab tests: Services in the lab, such as diagnostic and preventative tests, are covered.
- Wellness and Preventive Services: These include counseling, screenings, and vaccines to keep you fit and help you deal with long-term illnesses.
- Pediatric Services: This includes care for babies and kids, like well-child visits and any suggested vaccines or screenings. Children also get dental and eye care as part of this.
Who qualifies for ACA health insurance?
People who legally live in the United States and don’t qualify for Medicare can get health insurance through the ACA. The main thing that determines eligibility is cash. People who make between 100% and 400% of the government poverty level can get premium tax credits, also known as subsidies, and make health insurance much cheaper for them.
Conversely, the ACA lets people and families with incomes above 400% of the government poverty level buy health insurance. Because of the American Rescue Plan Act, premium caps will no longer apply after 2021. This means that more people will be able to get assistance.
Call Us Today!
Your choice of health insurance company is important to your healthcare journey. You will get the best service possible if you choose Golden Plan Choice. You can trust our ACA health insurance Houston, TX, so you can feel good about your choice.
Get in touch with us right away, and you’ll never have to worry about getting the right health insurance again. Please don’t worry; your safety is our first concern. Put money into your health today with Golden Plan Choice, the company you can trust for complete and cheap ACA health insurance.
Fun Facts About Houston, TX:
- Houston has more than 380 built parks, such as the famous Hermann Park, Memorial Park, and Discovery Green.
- Buffalo Bayou Park in Houston is a 160-acre green area that goes along a 2.3-mile bayou.
- The Houston Zoo, the Miller Outdoor Theater, a golf course, and the Houston Museum of Natural Science are just a few of the sites in the 445-acre Hermann Park.