For affordable El Paso, TX Medicare prescription drug plans, choose Golden Plan Choice! Golden Plan Choice will help you get the health insurance right for you and your family. Our health insurance company has proudly served our Texan communities for more than 15 years.
Golden Choice Plan offers a variety of health services and health insurance, including individual insurance and family insurance. We offer all forms of Medicare, group insurance, life insurance, final expense and funeral insurance, and dental and vision insurance.
Why Health Insurance?
We at Golden Plan Choice understand that life happens. Things never go according to plan, and sometimes life-threatening disaster may strike when you least expect it. When that happens, the last thing you or your loved ones would want to worry about is paying for these life-saving services.
That’s why getting health insurance is one of the smartest financial investments you can make. Paying a monthly premium will cost you far less in the long run than if you have to pay the hospital or medical bill directly. That way when your health fails, your pocketbook doesn’t need to take a direct hit; your insurance will automatically kick in and you’ll be covered.
That said, there is a reason why many Americans still don’t have health insurance. The skyrocketing costs of medical surgeries, treatments, and especially prescription drugs has incurred high monthly premiums and many Americans struggling to afford them. Things have gotten better thanks to legislative reforms like the Affordable Care Act, but there is still a long ways to go.
Golden Plan Choice is committed to getting not only the right health insurance for our clients, but the most affordable for their budget. We strive to bridge the health insurance gaps and get even the poorest Americans the proper care they need.
We employ a team of experts knowledgeable of all types of plans and can simplify the complexities of the health care process for you. Unlike other insurance agencies, we are independent brokers not beholden to one company. For getting excellent El Paso, TX Medicare prescription drug plans, none can do it better than Golden Plan Choice.
Explore El Paso, TX Medicare Prescription Drug Plans
Medicare is a federal health insurance program designed for people over the age of 65. Younger people may also qualify under certain criteria, such as disabilities. If the person doesn’t require Medicare before their 65th birthday, they are automatically enrolled in Medicare. However, this only applies to those who are currently receiving benefits from the SSA (Social Security Administration).
Medicare is split into Part A, Part B, and Part D. Part A, also known as Hospital Insurance, covers inpatient stay, hospice care, and care in a skilled nursing facility. It also covers some home health care services.
Part B is known as Medical Insurance, and these include services provided by doctors. This includes outpatient care and preventative services such as exams. Part B also covers medical supplies.
Part D offers prescription drug coverage, covering the cost of prescription drugs. Depending on your plan, the entirety of the cost may not be covered. However, Part D also covers shots or vaccines recommended by your healthcare professional.
All Medicare plans are required to contain all Part A and Part B services (this is known as Original Medicare). However, rules, costs, and restrictions can still vary depending on your plan. If you and your spouse paid Medicare taxes while working for a specific period of time, for example, then you can get Medicare Part A without having to pay a monthly premium.
An alternative to Original Medicare is Medicare Advantage. Medicare Advantage is a bundled plan and can include Parts A, B, and typically D, known as Medicare Advantage prescription drug plans.
Medicare Advantage covers routine dental and vision checkups, hearing care and hearing aids, and even gym memberships and wellness programs. It also covers home modification for those with disabilities who need help getting around the house. These include grab bars, meal deliveries, and non-emergency transportation.
Medicare Supplement is known as “medigap” insurance, and covers all the costs of services and prescription drugs that Original Medicare won’t cover. A great boon with Medicare Supplement is that you get coverage even while traveling abroad; so long as you don’t wait longer than 60 days after your arrival, emergency care will be covered! Medicare Supplement is also a guaranteed renewable, which means insurance company will be unable to drop you so long as you pay your premiums.
Prescription drug costs are on the rise, so it’s crucial to get a Medicare plan that will cover most of the costs. No matter what your health insurance needs, Golden Plan Choice is here to answer any questions about Medicare coverage.
Trust Golden Plan Choice
In our hazardous, unpredictable world, you’d want to be prepared for when the worst happens. Health insurance is one of the best ways to protect you and your family financially from expensive hospital bills. Unfortunately, the health insurance marketplace can be complicated and the process complex. Not everyone knows what they need to know about health insurance and which plans are best fit for that individual or their family.
Fortunately, Golden Plan Choice is here to help. Our expert team has experience navigating this complex health care system and can get you the health insurance you need. Our mission is to save you those high out-of-pocket costs and get you and your family covered. For excellent El Paso, TX Medicare prescription drug plans, Golden Choice Plan is the health insurance agency you can trust.
Fun Facts About El Paso, TX:
- It was first established in 1850.
- It was once called the Six Shooter City.
- El Paso is one of the 10 safest cities in the U.S.