When the Laredo, TX Obamacare enrollment period comes along, it’s best to be prepared. With the misinformation out there on the web regarding Laredo, TX Obamacare enrollment period dates, it can be difficult to find out where and where to sign up for Obamacare, or even what the Obamacare plan in question covers. Avoid confusion and obfuscation when you visit Golden Plan Choice today.
Golden Plan Choice has over 15 years of experience navigating the health insurance marketplace. We can help you through open enrollment, as well as a host of over health insurance services. Golden Plan Choice is committed to finding the right health insurance plan for you and your family. We can find you a qualified health plan that can provide crucial health coverage for your needs.
We have proudly served Texas residents in providing quality health insurance in Texas. We help educate our local communities on the Affordable Care Act and the plans it offers, as well as other federal government plans like Medicare. We operate our business with the highest standard of work and customer service. Our human services will help you get the health care plan you need.
In addition, we provide a host of other types of health insurance, including life insurance and group insurance for small businesses. For more information about our services, call Golden Plan Choice today or drop by our Laredo office location. Our team is ready to help you throughout the Laredo, TX Obamacare enrollment process.
Be Prepared For the Laredo, TX Obamacare Enrollment Period
Getting health insurance is a crucial step in safeguarding your finances and affording the health care you and your family need. By paying a monthly premium to receive health care in the future, instead of paying for services upfront, you will save much more money in the long run. You’ll be able to keep your savings and use that money for other necessary life expenses. Most importantly, your family won’t be left saddled with a medical bill they cannot pay.
Health insurance also comes with a number of benefits, such as free preventative services such as vaccines and exams. When a major life event occurs that can leave you sick, ill, or even incapacitated, health insurance can give you the peace of mind you need.
Unfortunately, health insurance has been out of reach for many low-income people and families during the previous decade. Abuses relating to insurance companies raising premiums without warning and refusing to cover people with pre-existing conditions were rife.
Alternatives to private insurance, like the government-run health insurance program Medicare, helped. However, these plans were designed for senior adults in mind when they retire from work, with few alternatives for younger people, especially those with families. Thus, many people have opted to forego health insurance altogether, often with devastating consequences.
The Affordable Care Act & Obamacare Enrollment
Something had to be done, and eventually after fierce debate, the Affordable Care Act of 2009 was passed. Also called Obamacare, the ACA expanded screenings and preventative care, as well as lowered health costs across board. In fact, the ACA stipulates that the following health services remain free:
- Cholesterol and blood pressure checks
- Birth control
- Routine vaccinations
- And several other services.
In addition, under the ACA, you can’t be denied insurance by your provider for pre-existing conditions such as cancer and chronic illnesses. Moreover, young people can now remain on their parents’ health plans until they are 26 years old.
The ACA also stipulates that every health care plan must include coverage for hospitalization, ambulatory services, maternity and newborn care, prescription drugs, and much more. Due to the wide range of coverage, more than 16 million of Americans now have health insurance, and Obamacare is seen as viable alternative insurance for people under the age of 65 to cover health care needs.
Obamacare enrollment, however, is limited to only a certain period of time. The exacts dates vary from state to state, but they tend to begin near the calendar year and end in January of the next year. There is a late enrollment penalty if you enroll too late; however, if you qualify you may enroll in a special enrollment period.
You may qualify for this special enrollment period if you experience a qualifying life event. Examples can include losing your previous coverage, getting marriage, or changing your household’s number.
Golden Plan Choice can help you choose the ACA plan that is right for you and get you ready for the Obamacare enrollment period when the time comes. Missed Obamacare enrollment and don’t qualify for the special enrollment period? Not a problem. Golden Plan Choice can research other health insurance plans you may qualify for.
Call Us Today!
No matter what your health or financial situation is, Golden Plan Choice can help. For people with pre-existing conditions and chronic illnesses, we can ensure you get the ACA-compliant health insurance plan you need. We can guide you through the whole Obamacare enrollment process and give you advice as to what to do if you missed the Obamacare enrollment window.
In addition, we offer many health insurance plans that you may benefit from, such as individual and family insurance. We offer all types of Medicare plans, as well as final expense and dental and vision insurance. Employers and employees of small businesses can both benefit greatly from group insurance.
Don’t wait until the enrollment period is past. Contact Golden Plan Choice today or drop by our location! Our team is ready and willing to help. We work closely with you to make sure you’re all set to sign up for an ACA plan during the Laredo, TX Obamacare enrollment period.
Fun Facts About Laredo, TX:
- Laredo is the only city in Texas to fly under the Seven Flags.
- Laredo’s Hispanic population is over 95%.
- It is seated along the Rio Grande River along the Mexican border.