Excellent Laredo, TX Medigap plans can be yours when you visit Golden Plan Choice. Our health insurance agency is with you every step of the way when it comes to finding the right health insurance plan for you. Plus, we provide crucial information all kinds of insurance plans, including family, individual, group, and life insurance plans.
Crucially, we specialize in all kinds of Medicare, including Medicare Advantage and Medicare Supplement insurance plans, also called “Medigap.” We can provide information about the Laredo, TX Medigap plans available. If you are eligible for Medicare or want to modify or switch out of your current Medicare plan, call us today and we can help you out.
Golden Plan Choice has over 15 years of experience, helping our Laredo, Texas clients get the health insurance coverage they need. With us, you’ll never need to gripe about how your health insurance plan doesn’t cover what it needs to cover. We can find you the healthcare plan that will cover all of your health care needs without incurring major out-of-pocket costs on your part.
Laredo, TX Medigap Plans You Won’t Want To Do Without
With the rising costs of prescription drugs and medical treatment, having health insurance is more beneficial than ever before. With health insurance, you will be able to cover unexpected expenses in case of a major illness or accident. Your family won’t be burdened with the financial stress of being responsible for these bills and neither will you.
Unfortunately, health insurance can be and is expensive, with insurance companies increasing premiums constantly, sometimes without even so much as a warning to their clients. As a result, many people have forgone health insurance altogether.
Matters, however, have improved with the passing of the Affordable Care Act. The ACA brought in numerous of positive changes to the health insurance landscape, lowering costs across board. It has expanded screenings and preventative care and even stipulated that the following services be free:
- Cholesterol and blood pressure checks
- Birth control
- Routine vaccines
- And other services
Moreover, the ACA has decreed that every healthcare plan must include coverage for hospitalization and ambulatory services, prescription drugs, lab tests, emergency services, maternity and newborn care, mental health disorders, and more. As a result, the ACA has improved accessibility, and more 16 million Americans now have health insurance, with the increase particularly drastic among young adult demographics.
At Golden Plan Choice, we can help you find an ACA plan that is right for you. In addition, we provide crucial information about all the parts of Medicare, as well as its bundled plans. If you are eligible to receive Medicare or are thinking of switching to another Medicare plan, then Golden Plan Choice has you covered.
Discover Medigap Plans
Medicare is a government-run insurance program for people aged 65 and older. If you and your spouse have been paying Social Security taxes, then you will be automatically enrolled in the program. Three months prior to your 65th birthday you will receive a sign-up sheet through the mail. Other people eligible for Medicare are those with certain diseases like End Stage Renal Disease.
Original Medicare comes in two parts: Part A and B, with Part D as an option. Original Medicare Part A is also known as Hospital insurance. This covers inpatient stay, care in a skilled nursing facility, and hospice care. Part A also covers some home health care services.
Part B, also known as Medical Insurance, covers services provided by doctors or outpatient care. It also covers preventative services and medical supplies.
Part D handles prescription drug coverage only. Unfortunately, the entirety of the cost may not be covered depending on the prescription drugs in question. However, any shots or vaccines recommended by healthcare professionals are usually covered.
Apart from Original Medicare, there are two other Medicare bundled plans: Medicare Advantage and Medicare Supplement, or Medigap.
Medigap plans serve to cover all the gaps of Original Medicare. The great advantage of these plans is that you can receive coverage even while you travel abroad, so long as you don’t wait longer than 60 days. Moreover, it’s a guaranteed renewable, meaning that your insurance company will be unable to drop you from the plan for any reason so long as you pay your premiums.
Lastly, Medicare Advantage covers all the services of both Part A and B, as well as Part D. It also covers routine dental and vision checkups, as well as hearing care, including hearing aids. Moreover, preventative care in the form of gym memberships and wellness programs are also covered.
Plus, if you are having any trouble moving around at home, Medicare Advantage will cover home modification as well. These include grab bars, meal deliveries, and non-emergency transportation.
For more information about our Medigap plans, Medicare Advantage, and other bundled plans, call Golden Plan Choice today. Our expert team is on hand to help.
Golden Plan Choice Is Here For You
For Medicare beneficiaries and those eligible to receive Medicare coverage fairly soon, Golden Plan Choice is here to help. We can give you the tools for you to make smart, informed decisions on your health insurance. We not only provide crucial information on Medigap plans, but also Medicare Advantage plans and Original Medicare.
Best of all, we also offer other services as well. We can, for example, get you enrolled in an ACA-compliant plan during the open enrollment period. Plus, we can offer you individual, family, group, and life insurance, as well as dental and vision and final expense insurance.
Everyone’s situation is different, and so will your health insurance. Golden Plan Choice has what it takes to help you enroll in the Laredo, TX Medigap plans you need, so call us today or visit us at our office location.
Fun Facts About Laredo, TX:
- It is the largest inland port in the U.S.
- Laredo is the only city in Texas to fly under the seven flags.
- It was once known as the Republic of the Rio Grande.