High-quality Laredo, TX Medicare Supplement plans are closer than you think. Golden Plan Choice can empower you to make smart, informed decisions with regard to your health care. Through our healthcare services, we hope to give you peace of mind.
We are a health insurance agency that aims to educate you on the various health plans out there. We provide crucial information about all parts of Medicare, including Medicare Supplement insurance plan coverage. If you have any questions about any Medicare plan or what the ACA means for you, contact us today.
We are proud to serve our local communities here in the Laredo area, as well as other cities in the state of Texas. Golden Plan Choice has over 15 years’ worth of experience in the health insurance industry and so can help. Our expert team can provide you with key information about Medicare coverage and Laredo, TX Medicare Supplement plans. To learn more about our services, call our licensed insurance agents today!
Discover The Excellent Laredo, TX Medicare Supplement Plans You Need
Perhaps you are looking to find out more about Medicare and all types of Medicare plans. Perhaps you are wondering if you meet the Medicare eligibility requirements. Perhaps you already have Medicare and are interested in Medicare Supplement or other bundled plans that can cover your specific health care need. Golden Plan Choice can help you enroll you in Medicare and help you choose a plan that best fits your and your family’s needs.
Health insurance is a smart investment that can keep you and your family safe from financial jeopardy. When the worst does occur and you or a loved one is left sick, injured, or even incapacitated, the last thing you want to focus on is how you’re going to pay the hospital and medical bills. Health insurance can alleviate the financial and emotional stress that comes from having to pay steep out-of-pocket expenses.
With the passing of the Affordable Care Act, however, matters regarding health insurance have improved. Thanks to the ACA, people with pre-existing conditions cannot be denied health insurance coverage by their insurance company. Moreover, young people can stay longer on their parents’ health insurance plans, up to age 26.
The ACA has also expanded screenings and preventative care, and mandated that every health care plan include coverage for the following:
- Ambulatory services
- Emergency services
- Maternity and newborn care
- Prescription drugs
- Mental health disorders and substance abuse
- Lab tests
- And more.
As a result, the ACA has come to be an alternative for people younger than 65 years old to receive healthcare, with more than 16 million Americans receiving health insurance coverage.
Still, gaps persist, particularly regarding the rising costs of prescription drugs like insulin and medical treatment. That’s where we come in. Golden Plan Choice can give you the tools you need to make empowered, informed decisions on your health insurance. We know the ins and outs of Medicare enrollment and requisites, so don’t hesitate to contact us today.
Explore Our Medicare Plans
Medicare is a federal health insurance program for people aged 65 and over. (Younger people who are disabled and who have diseases such as End-Stage Renal Disease also qualify). If you and your spouse have been receiving benefits from the SSA (Social Security administration), then you will be automatically enrolled in the program once you turn 65. Three months prior to your 65th birthday, you will receive a sign-up notice through the mail if you qualify.
Medicare has three parts: Part A, B, and D. Part A is also known as Hospital Insurance, covering inpatient care and hospice care. Part B or Medical Insurance, covers outpatient care, preventative care, and other services provided by doctors. Part D is dedicated to prescription drug coverage, which may or may not cover the totality of the cost. However, shots and vaccines recommended by your healthcare professional are covered.
There are three bundled plans. Original Medicare includes all the services of Part A and B, with Part D as an option. Some Medicare plan holders can even get Part A premium-free, known as premium-free Part A. Other bundled plans include Medicare Supplement and Medicare Advantage.
Medicare Supplement & Advantage
Medicare Supplement is also known as “Medigap” insurance. This means that Medicare Supplement is meant to cover the gaps of Original Medicare. Medigap insurance can cover coinsurance, copayments, and deductibles. If you find that your Original Medicare Part A or B plans do not cover your health care needs, then a Medicare Supplement plan may be right for you.
The great advantage of a Medicare Supplement plan is that you can receive coverage when you travel abroad. For emergency care, you will be covered provided that you don’t wait longer than 60 days after your arrival. Moreover, Medicare Supplement is a guaranteed renewable. This means that insurance companies will not be able to drop you from your insurance so long as you keep paying your premiums on time.
Another bundled plan is Medicare Advantage, which helps cover routine dental and vision check-ups, preventative services, home modification, hearing care, and much more.
Call Us Today!
No matter what your health or financial situation may be, Golden Plan Choice can help. Our expert team is on hand to answer any questions on Medicare Supplement and other Medicare plans. In addition, we also have information on life, group, individual, and family insurance, as well as dental and vision insurance.
Golden Plan Choice has served communities all over Texas. We have experience navigating the sometimes labyrinthine health insurance marketplace, as well as the health care market. Our team works closely with you to provide you with the health insurance that is right for you.
Don’t wait until it’s too late to enroll, and call us today. For more information about Laredo, TX Medicare Supplement plans, you won’t go wrong with choosing Golden Plan Choice.
Fun Facts About Laredo, TX:
- It was founded in 1755.
- Laredo’s Hispanic population is over 95%.
- It was briefly the capital of the short-lived Republic of the Rio Grande.