Don’t wait to too long get Houston, TX Obamacare open enrollment plans. Enrollment in Obamacare is limited to annual enrollment periods; however, even if you do miss the period, you may be able to enroll in the “special enrollment period” if you experience a qualifying life event. This even can include losing your previous coverage, marriage, or changing your household’s number.
Unsure whether you qualify? Contact Golden Plan Choice today! At Golden Plan Choice, we are committed to finding you the health insurance plan that is right for you.
Our expert team has many years of experience navigating the healthcare marketplace, with knowledge and expertise in health care in general. In addition, we also can help you explore group, life, and family insurance options.
We proudly serve the greater Houston area and have four offices across Texas, including in Laredo and El Paso. So don’t hesitate to contact us for more information on the Obamacare open enrollment period. We’d be thrilled to help you out and get you the care you need. That way, when Houston, TX Obamacare open enrollment comes along, you’ll know what to do.
Prepare For the Houston, TX Obamacare Open Enrollment Period
Health insurance is undoubtedly one of the smartest financial decisions you can make. Instead of having to pay exorbitant out-of-pocket costs just to receive desperately needed urgent care, you pay a fee monthly, called a premium.
This is usually way less costly than having to pay a lump sump when you receive your medical bill, especially if you don’t have the funds for it right away. Plus, most health insurance comes with free preventative care included, such as vaccines and screenings.
That said, health insurance can still be very costly. With the rising costs of prescription drugs and medical treatment, as well as medical surgeries, most people have found it very difficult to pay their high monthly premiums. As a result, most people have decided to do without health insurance, often with devastating consequences.
But matters have since turned around with the advent of the Affordable Care Act, also known as Obamacare. Passed in 2009, the Affordable Care Act has since lowered health insurance costs across the board. It has since been viewed as an alternative for people under 65 to cover their health care needs.
For one thing, under the ACA your insurance company cannot deny coverage to people with pre-existing conditions, such as cancer. The ACA has also expanded screenings and preventative care. Now these options have a low copay or deductibles.
As a result, more than 16 million U.S. citizens have health insurance after signing up for Obamacare Open Enrollment. The largest percentage comes from young adults, who are now able to stay on their parents’ healthcare plans until they’re 26.
The ACA covers hospitalization, ambulatory and emergency services, maternity and newborn care, mental health disorders and substance abuse, prescription drugs, and so much more. In addition, the act stipulates that certain services be free, such as colonoscopies, cholesterol and blood pressure checks, birth control, routine vaccinations, and other services.
Explore Our Medicare Options
if you missed the enrollment period or are simply not qualified, there is another federally-run health insurance program that may be right for you, Medicare. To qualify for Medicare, you must be over 65 years old. In some cases, however, it is available for young people who meet certain criteria, such as people diagnosed with End-Stage Renal Disease and people with disabilities.
There are three parts to Medicare, Part A, B, and D. Part A, also known as Hospital Insurance, includes inpatient stay, hospice care, and care at a skilled nursing facility. Part A also includes home health care options.
Secondly, Part B, also known as Medical Insurance, covers services provided by doctors. These include outpatient care, preventative services such as exams, and medical supplies.
Lastly, Part D is prescription drug coverage, which may not cover the entirety of the cost. However, it usually includes any shots or vaccines recommended by your healthcare professional.
There are three bundled Medicare plans, Original Medicare, Medicare Advantage, and Medicare Supplement. Original Medicare includes all the services of Part A and B, with Part D as optional.
Medical Advantage, on the other hand, not only includes Parts A, B, and typically D, but also routine dental and vision check-ups. Also known as Medicare Part C, Medicare Advantage also covers hearing care, including hearing aids, as well as preventative care such as gym memberships and wellness programs. If you or your loved one needs help moving around the house, Part C also includes home modification services such as grab bars, meal deliveries, and non-emergency transportation.
Lastly, Medicare Supplement, also known as “medigap” insurance, covers all the gaps of Original Medicare. With Medicare Supplement, you can get coverage outside of the country when you travel abroad, provided that you do not wait longer than 60 days after your arrival. Moreover, Medicare Supplement is a guaranteed renewable, which means your insurance company will be unable to drop you so long as you keep paying your premiums.
Call Us Today!
Obamacare Open Enrollment only comes annually, so if you qualify, don’t miss it! The Affordable Care Act has benefited millions of Americans in providing high-quality, affordable health insurance plans.
At Golden Plan Choice, we can help you find the best ACA-compliant insurance plan right for you and offer many alternatives if you miss the Obamacare open enrollment period. Our experts can guide you and offer advice on the right healthcare plan for you. No matter what your health and financial situation is, we can help you get the care you need.
So what are you waiting for? Contact Golden Plan Choice today! We can help you make the best decision for yourself and your loved ones regarding your health insurance just in time for Houston, TX Obamacare open enrollment.
Fun Facts About Houston, TX:
- “Houston” was the first word heard on the moon.
- It was founded by the Allen brothers in 1836.
- It is 665 square miles in size.