For more information about Houston, TX Medicare Supplement plans, look no further than Golden Plan Choice! We have over 15 years of experience in navigating the health insurance marketplace and thus can get you the health insurance right for you. For Medicare Supplemental insurance plans you can rely on, you won’t go wrong with choosing Golden Plan Choice.
Golden Plan Choice strives to empower you so that you can make your own informed choices regarding your health insurance. Our expert team is at hand to educate you on the various plans available. We work together with you to determine which plan meets the needs of you and your family best. We offer information about all types of health insurance, including group, life, and funeral insurance, as well as all kinds of Medicare coverage.
We proudly serve our local communities in Houston, as well as other areas in Texas. For more information about our services or if you wish to enroll in Medicare through us, contact Golden Plan Choice today or drop by our office location. We are ready and willing to help you enroll in Houston, TX Medicare Supplement plan right for you.
Choose Golden Plan Choice For Your Houston, TX Medicare Supplement Plans
Unplanned and unexpected accidents, illnesses, and injuries are a part of life. Unfortunately, when they happen it can change your and your family’s life for the worst. Without health insurance, you or your family will be saddled with steep medical bills that can drain your family of their finances. With the rising costs of medical treatment and prescription drugs, health insurance can be the only way to stem the time.
Unfortunately, health insurance plans vary wildly in their monthly premiums and deductibles. With the passing of the Affordable Care Act in 2009, health insurance costs have lowered across the board. Not only that but for the first time, people with pre-existing conditions cannot be denied health insurance coverage by their insurance companies.
Moreover, with the passing of the ACA, young people can stay on their parent’s plans until they turn 26. As a result, more than 16 million U.S. citizens now have health insurance after the signing of the act.
Still, gaps persist, and the cost of prescription drugs is climbing higher than ever. For lower-income people of limited means, having not only Medicare but a Medicare Supplement plan is one of the best solutions for affording urgently-needed health care. If you find your Medicare plan is not giving you the coverage you need, consider a Medicare Supplement plan. Golden Plan Choice knows the ins and outs of Medicare coverage and enrollment and can help you out.
What Is Medicare?
Medicare is a government-run program for people aged 65 and older, although younger people who are disabled or have diseases such as End-Stage Renal Disease can qualify. If you or your spouse has been paying Social Security taxes, then you will be automatically enrolled once you turn 65, and will get a sign-up sheet by mail three months prior to your 65th birthday.
Medicare has three parts: Part A, Part B, and Part D. Part A is also called Hospital Insurance and covers inpatient stay as well as hospice care. If you have a Medicare plan and you and your spouse have paid Medicare taxes, you could receive Part A premium-free; however, it is also available to purchase separately.
Medicare Part B is also called Medicare Insurance, covering services provided by doctors as well as medical supplies. Preventative services and outpatient care are also covered by Medicare Part B.
Medicare Part D refers to prescription drug coverage, which may or may not cover the full cost depending on your plan. However, it does cover any shots or vaccines recommended by your healthcare professional.
There are three types of Medicare bundled plans, known as Original Medicare, Medicare Advantage, and Medicare Supplement, all of which cover at least some parts of Part A, B, or D. Original or Traditional Medicare covers all the services of Part A and B, and sometimes D.
Medicare Supplement & Advantage
Medicare Supplement insurance is also known as “Medigap” insurance. The reason is that this insurance serves to cover all the gaps of Original Medicare. The great advantage of a Medicare Supplement plan is that you get coverage even when you travel abroad, provided that you do not wait longer than two months after your arrival to receive emergency care. Moreover, Medicare Supplement is guaranteed renewable, meaning that your insurance company is unable to drop you off the plan so long as you pay your premiums.
Another type of Medicare bundled plan is Medicare Advantage. Medicare Advantage includes Part A, B, and typically D. It also includes routine dental and vision check-ups, hearing care and hearing aids and preventative care such as gym memberships and wellness programs. If you or a family member are having difficulty navigating the house, Medicare Advantage also covers home modification, including grab bars, meal deliveries, and non-emergency transportation.
Call Golden Plan Choice Today!
No matter what your health or financial situation may be, Golden Plan Choice is committed to finding you the Medicare Supplement plan right for you. Our experienced team will guide you every step of the enrollment process when the time comes to enroll in your plan.
We can provide you with information about all parts of Medicare and Medicare bundled plans, as well as life, group, individual, and family insurance plans. By filling out our online form, you can help us determine where you stand health and financial-wise and so choose the health insurance plan right for you.
Don’t wait until you miss the enrollment period! Contact Golden Plan Choice today or drop by our office location. We can help you choose the Houston, TX Medicare Supplement plan you can depend on.
Fun Facts About Houston, TX:
- Residents in Houston eat out more than in any other U.S. city.
- Nicknames include Space City and H-Town.
- Houstonians speak more than 145 languages.