Health insurance Richmond, TX is more widely available than ever before. Therefore, if you don’t want to be caught paying high medical bills, then you may want to look into health insurance plans from Golden Plan Choice.
We have plans that can fit nearly any lifestyle and budget. When you speak to one of our representatives, they will be able to help you find a plan that fits you and your needs. Whether you are looking for a plan just for yourself or a family plan, Golden Plan Choice has what you are looking for.
Golden Plan Choice has been helping local Houstonians, and neighboring communities find the perfect insurance plan for over fifteen years. Our agents are well versed in how insurance works and know what plans work for those that have specific needs, such as those who are retired, have pre-existing health conditions, as well as those looking for life insurance. Enroll today for health insurance Richmond, TX and speak with a Golden Plan Choice agent to see which plan is right for you.
Health Insurance Richmond, TX Is More Important Than You May Think
There is no doubt that medical care is expensive. Trying to pay medical bills on your own is nearly impossible today. A simple example can cost someone anywhere between $75 to $300.
That is insane for the average person to have to pay. Imagine what it would cost for someone who got severely ill or hurt. Bills can accumulate into the tens of thousands extremely quickly.
You might be thinking to yourself that you are fairly fit, eat well, and take care of your health very well. You don’t feel you get sick all that often, and you are not taking too many major risks that could get you seriously hurt.
So why would someone like you need to worry about health insurance? Well, because life happens. No one is 100% safe from getting sick or getting hurt. There have been plenty of perfectly healthy people that get dangerously ill or injured that need medical attention.
Insurance is not just for those who are already sick or hurt. It is also not just for those who have a lot of money. Those who do not make a lot of money are the ones who really want to consider having health insurance because when something bad does happen, your health insurance will act as a bit of a cushion for you financially.
Instead of paying for a $5,000 medical bill, you will only have to pay for a portion of it with health insurance. Without insurance, you will have to foot the entire bill, which can be extremely stressful on top of whatever ailment you are dealing with. Regardless of your current health status, give us a call to see what your options are.
Our Extensive Health Insurance Options
The great advantage of choosing Golden Plan Choice is we have a ton of options for nearly everyone. We are in the business of helping people. Therefore, we want to provide as many options as we can. We mentioned that we offer family and individual health plans, but we also have plans for those who qualify for Medicare.
Those who are sixty-five or older or those who have End Stage Renal Disease can qualify for Medicare. Depending on the type of medical care you are seeking and what you qualify for will determine whether you need Original Medicare or Medicare Advantage. Both have their advantages and limitation. Therefore it is vitally important that you speak with an agent before you sign up for a plan.
For those who are under sixty-five may want to consider looking into Obamacare. With Obamacare, those who are considered to be low-income can still get health insurance that will cover what they need. With this plan, people can still get coverage for:
- Ambulatory Services
- Emergency Services
- Maternity and Newborn Care
- Services for Mental Health Disorders and Substance Abuse
- Prescription Drugs and many other services
Many medical plans do not include coverage for dental and vision, both of which can be highly expensive on their own. While you are looking for medical coverage, we suggest that you look into our vision and dental plans. These plans are rather inexpensive and can provide decent coverage for this, like prescription glasses and regular dental exams and cleanings. If you are going to get coverage for your health, you might as well get coverage for all of you, not just parts of you.
When you want to sign up for health insurance, be sure to check the enrollment period. Open enrollment to get coverage for insurance for the next year typically open between November 1st and January 15th. Anyone who enrolls after this time period may have to wait for the next enrollment period.
There are special enrollment periods; however, there are stipulations that not everyone will qualify for. For more information on enrollment periods and special dates you should know about, give us a call. We can help you sign up on the appropriate dates so you don’t end up paying any penalties for late enrollment.
Contact Golden Plan Choice Today
When you choose Golden Plan Choice, not only will we be able to help you find the right plan, but we can help you manage it as well. If you ever have any problems or need to make any changes, you can come through us. You don’t have to worry about figuring out what insurance policies say or try to manage your plan on your own. We can break everything down in simple terms and ensure that you have the exact coverage for you and your family.
No one likes dealing with insurance on their own, but when you sign up with Golden Plan Choice, you don’t have to. We have the best team of insurance agents ready to help you any time you need them. Give us a call today for more information about our health insurance Richmond, TX.
Fun Facts for Richmond, TX
- Richmond was known as the cattle empire.
- It was established in 1837.
- Richmond started with a single log hut.