Our team can help you find the health insurance plans Laredo, TX you need! Our incredible team has tons of experience navigating the health insurance marketplace. We can help find you the health insurance plans you can rely on for your health care. We work hard to find the right health insurance plans for you.
Health insurance is one of the smartest investments a person a make when it comes to their health care. After all, none of us know when and where disaster will strike. The high cost of health care in the U.S. has been known to bankrupt people; with health insurance plans Laredo, TX, however, you can ensure that your finances are protected and that of your loved ones.
By paying a monthly premium, you will be covered when disaster strikes and you land yourself in a hospital bed, facing a long medical bill. Health insurance plans also tend to offer free preventative services such as vaccines and tests.
That said, health insurance plans are still very much expensive. Fortunately, thanks to the Affordable Care Act of 2009, a whole new marketplace of affordable health insurance plans has opened. Less fortunately, gaps still persist, and many people still struggle to find adequate health insurance they can afford.
Golden Plan Choice is here to help. Our expert team has worked with clients in Laredo, TX, as well as in Houston and El Paso, in finding the health insurance that is right for them. We can help you find individual and family insurance, as well as life, group, dental and vision, and other types of insurance. Moreover, we can enroll you in an ACA-compliant plan or in Medicare if you haven’t been enrolled yet.
The possibilities are endless, so call the team at Golden Plan Choice today or visit us at our Laredo office. Our health insurance plans Laredo, TX will ensure that you can get the health care you need.
Explore Our Health Insurance Plans Laredo, TX
Health insurance can be very difficult and tricky to navigate, especially for people who have not had health insurance before. Children tend to be covered in their family’s plan and retired seniors are automatically enrolled in Medicare; apart from those options, however, few affordable ones exist for adults between the ages of 18 and 65.
Things have improved, however, with the passing of the Affordable Care Act. The Affordable Care Act, also known as Obamacare, has expanded screenings and preventative care as a whole, as well as lowered healthcare insurance costs across board.
Under the Act, insurers can no longer deny people with pre-existing conditions such as cancer health insurance. Morever, young adults can stay on their parents’ health insurance plans for longer, until age 26. Every healthcare plan must include coverage for a variety of services such as:
- Ambulatory services
- Emergency services
- Maternity and newborn care
- Mental health disorders
- Substance abuse
- Prescription drugs
- Lab tests
- And more.
In addition, the act stipulates that certain healthcare services remain free. These include birth control, routine vaccines, colonoscopies, cholesterol and blood pressure checks, and so forth. As a result, there is now a new marketplace of health insurance that is compliant with the ACA.
Enrollment in the ACA is only limited to a certain period. It differs from state to state, but usually, it begins in December and continues onto January of the next year. If you miss the enrollment period, don’t worry; you could be eligible to enroll during the special enrollment period if you have experienced a qualifying life event. This life event includes:
- Loss of previous coverage
- Change in marital status
- Change in address
Golden Plan Choice can help you enroll in an ACA-compliant plan. For more information, feel free to call us today.
Other Health Insurance Plans
Another affordable option is Medicare. Medicare is a federal program designed for seniors over 65. Medicare provides healthcare coverage for seniors’ healthcare needs in their retirement. Younger people who have been diagnosed with End-Stage Renal Disease also qualify for Medicare.
Medicare is split into three parts: Part A, Part B, and Part D. Medicare Part A covers hospice care and inpatient care in general. Part B, known as Medical Insurance, covers outpatient care and services provided by a doctor. Part D is dedicated to prescription drug coverage, although it also covers vaccines recommended by your healthcare professional.
Apart from Medicare, you can also get an individual insurance plan or a family insurance plan. You can also consider group insurance if you are a small business owner and wish to cover your employees’ health costs. Call our team today for more information about the various health insurance plans.
Contact Golden Plan Choice Today!
No matter what kind of health insurance plan is right for you, Golden Plan Choice can help. Our team does thorough research, comparing and contrasting plans to find one that is within your budget and that will cover what you need to cover. We work closely with you to ensure that your health insurance plan provides the coverage you need.
Moreover, Golden Plan Choice can help you enroll in an ACA-compliant plan and Medicare. If you or your spouse have received Social Security benefits, you should be automatically enrolled in Medicare. If you haven’t, however, and you are over or turning 65 soon, we can help you enroll in Medicare.
Golden Plan Choice works hard to ensure safety and confidence in your health insurance. So don’t hesitate to call us today or visit our office location. Our team will be happy and eager to help. We have plenty of health insurance plans Laredo, TX you can rely on!
Fun Facts About Laredo, TX:
- It is the only Texas city to fly seven flags.
- Laredo is one of the oldest crossing points on the Mexico-U.S. border.
- Visit the Washington’s Birthday Celebration!