We offer tons of health insurance plans Houston, TX for you to enroll in! Golden Plan Choice works for you, not insurance companies, to find the health insurance plans that will provide the coverage you need. With our help, you can safeguard your finances and get the healthcare you need.
It was very difficult to get affordable health insurance plans in the past. Insurance companies could deny people with pre-existing conditions the care they need and always raise their monthly premiums without their notice. Matters have improved somewhat with the passing of the Affordable Care Act, but unfortunately, gaps still persist, and not everyone knows what they need to know regarding their healthcare coverage.
This is a shame, as health insurance plans Houston, TX come with many benefits. Health insurance helps protect your finances in case of an unexpected illness or injury. It is impossible, after all, to predict when you will land yourself in the hospital, facing a looming medical bill. To prevent you or your family from paying those steep out-of-pocket costs, getting health insurance is highly recommended.
Moreover, with health insurance, you can usually get free preventative services and vaccines, which is definitely beneficial. So if you are thinking of switching to another health insurance plan, consider calling our team today. Golden Plan Choice has many years of experience in the health insurance marketplace and thus can help. We can help you find both government-run and private health insurance plans that may help you.
Golden Plan Choice has served our Texas residents in Houston, El Paso, and Laredo for many years. When it comes to health insurance in Texas, you can rest assured that we have the knowledge and expertise to help you out. For more information about your health insurance coverage, call today or visit our Houston office.
Check Out Health Insurance Plans Houston, TX That Could Benefit You
There are many health insurance plans in Texas providing tons of health benefits. However, as all individuals and families are different, so too will your health plan. Our team works closely with you to ensure you get the health coverage you need. We can calculate the monthly cost of your insurance and compare and contrasts several health insurance options you are eligible for.
If cost is your main concern, then an ACA-compliant plan may be right for you. The Affordable Care Act of 2009 has created a whole new marketplace of affordable health insurance plans that provide you with extensive health coverage at low monthly premiums. As a result, the ACA has lowered health insurance costs and offered great alternatives for people under 65 to cover their health care needs.
Under the ACA, insurers can no longer deny people with pre-existing conditions health insurance. Moreover, young adults can stay on their parents’ health plans until they are 26 years old. The ACA has expanded screenings and preventative care, requiring that certain healthcare services remain free, such as:
- Cholesterol and blood pressure checks
- Birth control
- Routine vaccinations
- And others
In addition, it stipulates that every healthcare plan includes coverage for hospitalization, ambulatory, and emergency services, as well as maternity and newborn care, mental health disorders, prescription drugs, and countless more.
Enrollment in the ACA is limited to specific periods within the year. Although states may differ, the period usually begins in December, rolling onto January. There is a late enrollment penalty if you enroll too late; however, you could be eligible to enroll in a special enrollment period if you have experienced a qualifying life event. This life event may include:
- Loss of previous coverage
- Change in address
- Change in marital status
You can get the most out of your health insurance when you call us today. We can enroll you in an ACA-compliant plan if you are eligible. If you are not or have missed the enrollment period and are not qualified for the special enrollment period, then there are plenty of other options for you.
Other Health Insurance Options
If you are over or approaching the age of 65, you are most likely automatically enrolled in Medicare. If not, we can help you enroll in a Medicare plan that benefits you the most. Medicare has three bundled plans: Original Medicare, Medicare Supplement, and Medicare Advantage.
Original Medicare comprises Medicare Part A, also called Hospital Insurance, and Medicare Part B, which is also called Medical Insurance. Part A covers inpatient and hospice care, while Part B covers outpatient care and services provided by doctors in general. Other plans include Medicare Part D, which is dedicated only to prescription drug coverage and is usually offered separately from most plans.
On the other hand, Medicare Advantage can include Parts A, B, and D. It also offers routine dental and vision checks and hearing care. Medicare Advantage also covers preventative care in the form of gym memberships and wellness programs. If you need help getting around the house, Medicare Advantage offers home modification services in terms of grab bars, meal deliveries, and non-emergency transportation.
Apart from Medicare, we also help find other types of insurance plans, such as individual and family insurance. For more information about the ACA and Medicare, as well as health insurance plans in general, call our spectacular team today.
Golden Plan Choice Can Find You The Health Insurance Plans You Need
No matter what kind of health insurance plan you need, Golden Plan Choice can help. We offer help with a variety of health insurance, such as:
- Individual insurance
- Family insurance
- Group insurance
- Life insurance
- Final expense/Funeral
- Dental and vision
With us, you need never worry about not being able to afford your health insurance or your health insurance not giving you the coverage you need. Contact the team today, and we can get started on finding you some health insurance plans Houston, TX you can benefit from.
Fun Facts About Houston, TX:
- It is home to the largest medical center in the world.
- More than 145 languages are spoken in Houston.
- Houston’s The Galleria is the largest shopping mall in Texas.