You can find your Houston, TX Medicare coverage right here with Golden Plan Choice. If you are sixty-five years or older, you may be eligible for Medicare. Medicare is an excellent plan to help you cover the costs of your medical bills, prescription drugs, and so much more. At Golden Plan Choice, we can help walk you through everything you need to know about what Medicare can do for you. We will be able to help you figure out what your plan can cover versus what you will be responsible for.
While there are many different plans available, it can be difficult to know which one is right for you. That’s where we come in. Golden Plan Choice is the perfect choice to get your Medicare coverage because we have extensive knowledge of Medicare plans and Medicare-affiliated plans such as Medicare Supplement and Medicare Advantage.
Having the right plan makes affording your medical care costs easier. Golden Plan Choice will not only help you with Houston, TX Medicare coverage we can help you decide what other plans might be right for you and your family. Give us a call today to speak with one of our representatives.
Houston, TX Medicare Coverage
When choosing the right insurance plan is important. You want to make sure you have enough coverage for what you are looking for but not overpaying for things you do not need. We can break down exactly what Medicare covers so you can decide for yourself what will be best.
Medicare Coverage is an insurance plan that helps cover medical expenses for people who are 65 years of age or older. Medicare can also provide health care for people under 65 years of age with particular disabilities, such as End-Stage Renal Disease (ESRD). Some people with Medicare have Part A and B, while others have only Part B.
Part A is Hospital Insurance. This part covers inpatient hospital stay, hospice care, and more. For those that need a skilled nursing facility, Part A may be able to cover the costs. Additionally, some home health care services can be covered. However, not all hired nurse and health care is covered. So, be sure to speak with your representative to see if the type of care you need will be covered under this plan. There may be another plan that is better suited for you.
Part B covers medical services and treatments performed by doctors, outpatient care, and some preventative service. If you need medical supplies, you might be able to get them covered under this particular plan.
Part D covers the cost of prescription drugs. While this part may not be able to cover the entire cost of your prescription, it can help with a good portion of your costs. In addition to prescription drugs, it can also cover vaccines and many other shots as well.
Depending on which Medicare plan you choose to go with, there may be certain rules and restrictions that may apply in your area. Be sure to speak with your representative at Golden Plan Choice to see what you qualify for.
One of the great advantages of Medicare is if you or your spouse paid Medicare taxes while they were working for a certain time period, then you may be eligible to be exempt from paying for premiums with Part A. However, this does not apply to Part B. No matter what your qualify for, everyone must pay a premium for Part B if they choose to partake in that potion.
How to Enroll in Medicare
Most people typically do not need Medicare prior to turning sixty-five. However, there are always exceptions. Therefore, if you do not require Medicare before then, you will be automatically enrolled when you turn sixty-five, but only if you are presently collecting benefits from the Social Security Administration.
Three months before you turn sixty-five, you should receive sign-up instructions. However, you may want to think about how to tailor your insurance plan to you. Therefore, you should speak with a representative.
If you have primary coverage under your or your spouse’s employer but want Medicare, you may be able to have both. Check with your primary coverage to see if it meets the standard of coverage you need. If you keep your primary cover, you may be eligible to opt-out of Part B of Medicare. While choosing this route will not change your status for social security, you may find there are other drawbacks. For instance, if you change your mind and decide to go with Part B later, you might have to pay a higher premium.
To make the best decision for you, make sure to speak with a representative from Golden Plan Choice. We will ensure that you know and understand all your options before you settle on a plan. Insurance can have a lot of complex wording and small details that can make a big difference. If you want a plan that will give you the most for what you are paying for, you want to make sure you know exactly what you are signing up for. Changing plans or signing up late can have consequences. You don’t want to spend money on plans that ultimately do, you know, good.
Additionally, these types of decisions can take time. When you are deciding on which plan to go with, you may want to take a few days or a few weeks to decide which plan will work seamlessly with your lifestyle and your needs.
For instance, if you depend on certain types of medication, you will want a plan that includes paying for your medication. Medicine costs can be high depending on what you need. You do not want to be spending money on a plan that will not cover the costs you need.
Another example would be traveling. If you are the type of person that wants to travel during their retirement years, you want a plan that can cover you even if you are outside of the country. Sickness and injuries can happen at any time, anywhere. Don’t get stuck with medical bills you were planning on paying simply because you were outside of your plan’s coverage area. Give Golden Plan Choice a call to see which Houston, TX Medicare coverage plan is right for you.
Fun Facts for Houston, TX
- The Astrodome was the first of its kind, accommodating many different sports in one arena.
- Baylor College of Medicine is located here in Houston.
- Choose from over 1,000 different types of cowboy boots at The Texas Junk Company.