No medical insurance 77003 fits the needs and wants of everyone buying it. Unfortunately, there isn’t a one-size-fits-all coverage package. Although that would be nice, insurance should conform to the need of the person or people buying it. And, considering everyone’s unique circumstances, various coverage plans are necessary.
We’re sure you have that friendly neighbor or nosy relative that loves to give you life-changing advice. We do not doubt the validity of their advice unless it comes to insurance. But, much like shoes or clothes, your personal insurance plan should be tailored to the individual.
Take this scenario, for example. One of your children breaks their leg during football practice. With the right health insurance coverage, your child can get treated and hospitalized, and you won’t have to pay an entire fortune out of your pocket.
Of course, that’s a pretty generic scenario, but what if we changed the incident to a case of diabetes or some other specific chronic illness? Not all insurance plans cover every possibility, so you’ll want to tailor yours to your specific issues.
So, when you’re in the market for health insurance, speak with a professional from an insurance company. Rather than listening to the opinion of your neighbor or family member, a professional will be able to lay out all of your options on the table.
Golden Plan Choice has been helping people throughout Texas since the beginning of the 21st century. When you’re looking for experts who can answer your health insurance questions, you’ve come to the right place.
Different Types of Medical Insurance 77003 for Different People
There are various health plans available. Here at Golden Plan Choice, we split most of our plans into two categories so that they’re easier to understand: individual plans and family plans.
Individual Health Insurance Plans – Although most people get insurance from their employers, not everyone has that chance, or their employers don’t offer enough. An individual health plan is designed for those who don’t have access to employer-sponsored insurance. Most of these plans provide coverage for costs related to hospital stays, doctor visits, prescription drugs, and other necessary medical attention and services.
Premiums for these types of plans can vary widely, depending on factors like age, location, and type of plan chosen. You can think of it this way: the higher the premium, the more comprehensive the coverage. Of course, Golden Plan Choice also offers various discounts and incentives that can help lower the cost.
Family Health Insurance Plans – If you think about a family plan like an individual plan where every member of your family is a dependent listed on your policy, then it’s pretty easy to grasp. By definition, a family plan covers a group of related individuals to help them protect the group’s financial security in case of an unexpected medical event or illness. Most plans cover the costs of hospitalization, doctor visits, prescription drugs, preventative care, and mental health services.
When selecting one for your family, you should be aware of what’s covered and what’s not. You should also look at the fine print and check the cost of premiums, deductibles, copays, and other out-of-pocket expenses that may be required before your policy kicks in.
Check Out Obamacare Plans When You Can
In 2010, President Obama signed the Affordable Care Act into law. This particular piece of legislation aimed to make medical insurance 77003 plans more affordable and accessible to everyone. After several amendments, this law is still going strong.
Like with Medicare, Obamacare has an Open Enrollment season at the end of every year so that everyone can have a healthcare plan going into the next one. It’ll typically open in October and ends in January. During this period, you can enroll in a plan for the first time, update your current one, or change to a new plan.
Most people don’t realize it, but many people can get a healthcare plan with low premiums through Obamacare. For example, some people can get plans with $0 premiums. Some may only have to pay a few dollars a month for medical insurance. Of course, that may mean that the deductible may not be the lowest, but any insurance is better than nothing.
Additional Healthcare Plans Available
Of course, other than the traditional health insurance plans, Golden Plan Choice offers other healthcare plans. For example, we provide various options for vision and dental. Although they’re not listed under the traditional sense of “medical insurance,” that doesn’t mean they’re not as important.
Everything in your body is interconnected. Having bad teeth could affect your overall health and vice versa. The same goes for your vision. That’s why we also offer dental and vision insurance options alongside the usual health insurance plans.
Of course, that’s not the end of our additional plans and services. We also provide life insurance, final expense coverage, and group insurance. Ask one of our insurance agents to learn more about any additional insurance coverage plans. They’re always on standby to answer any of your insurance-related questions!
Enroll in a Medical Insurance Plan Today!
Healthcare is getting more expensive, especially here in the US. Without the right plan, you might find yourself struggling to pay off your medical expenses. That’s why it’s better late than never! Buy health insurance while you have the chance before you and/or your family encounter a medical accident that you can’t afford to pay out of your own pocket.
When you’re in the market for a new plan or what to change what you currently have, Golden Plan Choice’s agents are always here to help! We have offices throughout Texas, including a location in Houston. Call now to speak with an experienced insurance agent! We’ll work with you to find the perfect medical insurance 77003 plan that covers all of your bases.
Houston, TX Fun Facts:
- One of Houston’s nicknames is “Space City.”
- It’s home to Johnson Space Center, aka NASA Mission Control.
- There is a garden of trees on NASA property, of which each symbolizes a team member that died working for NASA.