If you’re looking for affordable El Paso, TX Medicare plans, Golden Plan Choice is here to help. Our health insurance company can find you the health insurance plans that are right for you. We offer tons of information on medical and health insurance, including all parts of Medicare. We’ll be able to gauge whether you’d be eligible for Medicare and find you a plan that fits both your and your family’s needs.
Golden Plan Choice has had over 15 years of experience in navigating the complex health care system and the health insurance marketplace. No matter what your health needs and financial situation, we can get you a great deal on a health plan.
We proudly serve our local communities in El Paso, TX, as well as the greater Houston area. For more information regarding El Paso, TX Medicare plans, call us or drop by our office location. We’d gladly help you answer any questions regarding health insurance and our services.
El Paso, TX Medicare Plans Right For You
Health insurance comes with an array of benefits. Although it’s not strictly necessary to have health insurance in the state of Texas, health insurance protects you and your loved ones from financial bankruptcy in case a medical emergency occurs. By paying a monthly fee, known as a premium, you’d spend far less on your health bills than you would when you pay for them out of pocket.
Unfortunately, not everyone knows what they need to know regarding health insurance. Health insurance can be very expensive, with monthly premiums high and hard to afford. There is also the skyrocketing costs of prescription drugs to consider. Plus, the healthcare marketplace complex and difficult to navigate.
Things have gotten easier with the passage of the Affordable Care Act, which lowered health insurance costs across board, especially for people under 65. Thanks to this act, health insurance providers can no longer deny their clients insurance based on pre-existing conditions such as cancer.
That said, there is still a long way to go, and many people still find themselves paying out-of-pocket costs for their health care. That’s why we at Golden Plan Choice are here to help give you peace of mind when choosing your health insurance, especially your Medicare plans.
Everyone’s situation is different, and so will your Medicare plans. We’ll guide you every step of the way in choosing the Medicare plans that are best for you and your family.
Discover Our Medicare Plans
Golden Plan Choice offers information on all kinds of Medicare plans, including Original Medicare, Medicare Advantage, and Medicare Supplement plans. We can get you enrolled in the program of your choosing in no time at all.
Medicare is a federal health insurance program designed for American citizens and permanent residents aged 65 and below. It is also available for younger people with certain criteria, such as people with End-Stage Renal Disease.
If you or your spouse are currently receiving benefits from the SSA (Social Security Administration), you will be automatically enrolled in Medicare when you turn 65. You will receive sign-up instructions on the mail three months before your 65th birthday.
There are three types of Medicare, Parts A, B, and D. Medicare Part A is known as Hospital Insurance. This covers in-patient stay, hospice care, and care in a skilled nursing facility. In addition, it also covers some home health care services.
Part B, also known as medical insurance, covers services provided by doctors, as well as medical supplies. These services include outpatient care, and preventative services.
Finally, Part D offers prescription drug coverage. It also covers any shots or vaccines recommended by your health care professional. The entirety of the cost may not be covered depending on the price of the prescription drugs in question. If you’re only looking for prescription drug plans, Medicare Part D may be right for you.
Bundled Medicare Plans
Most Medicare plans must provide all Part A and B services provided by Original Medicare. Packaged plans include Original Medicare, Medicare Advantage, or Medicare Part C plans, and Medicare Supplement. Original Medicare covers Parts A and B, with Part D as an option.
Medicare Advantage, on the other hand, not only covers Parts A and B and typically D, but also routine dental and vision check-ups. Medicare Advantage also covers hearing care, including hearing aids, as well as preventative services such as gym memberships and wellness programs.
In addition, if you or your loved one need to move around the house, Part C can also cover home modification such as grab bars, meal deliveries, and non-emergency transportation. Part C also includes special needs plans for people with mental disabilities.
Lastly, Medicare Supplement, also known as “medigap,” serves to cover all the gaps of original Medicare. A great benefit to Medicare Supplement is that you can get coverage even when you travel out of the country, so long as you don’t wait longer than 60 days after your arrival. Moreover, Medicare Supplement is a guaranteed renewable, which means insurance companies would be unable to drop you so long as you pay your premiums.
Call Us Today!
Golden Plan Choice is here to get you more bang for your buck when it comes to health insurance. We can find you excellent Medicare plans that can lower your monthly premiums and get you the care you need. We not only offer most any kind of Medicare, but also group, life, and dental and vision insurance as well.
Shopping for health insurance can be a daunting, bewildering, and overwhelming experience. Whatever your health needs, Golden Plan Choice can help. Our team provides services to people of all ages, helping them make an informed decision they can feel confident in.
We are open Monday through Friday, so don’t hesitate! Call Golden Plan Choice today and reserve an appointment. For El Paso, TX Medicare plans, you won’t go wrong in choosing Golden Plan Choice.
Fun Facts About El Paso, TX:
- It was once known as the Six Shooter Capital.
- It is one of the 10 safest cities in the United States.
- It is the boot capital of the world.