For El Paso, TX individual health insurance plans you won’t want to do without, contact Golden Plan Choice today. Our health insurance agency works hard to find you El Paso, TX individual health insurance plans right for you. For individuals and families alike, we also offer family insurance, group, vision and dental, life insurance, and more.
Golden Plan Choice has many years of experience traversing the health insurance marketplace for affordable health insurance options. Our expert team can give you the tools you need to make smart, informed choices about your health care. We are knowledgeable of not only private health insurance plans, but also government-run insurance like Medicare.
Moreover, we also help our clients through Obamacare open enrollment. We work closely with you to find the ACA-compliant plan that will provide crucial health insurance coverage for you. If you’re unsure what the Affordable Care Act means for you and how can benefit you, contact us today and we can help you out.
Golden Plan Choice has served our El Paso, Texas communities for over 15 years, as well as communities in Houston and Laredo. We have built a fantastic reputation for our honesty and accessibility, so don’t hesitate to contact us today or visit our office location.
Find El Paso, TX Individual Health Insurance Plans You Won’t Want To Miss
There are many benefits to health insurance. With the cost of prescription drugs and medical treatments as high as ever, paying for out-of-pocket medical expenses for unforeseen and chronic illnesses alike is more difficult than ever. In the end, your family and loved ones could end up being burdened by the debt of steep medical bills.
Moreover, paying a monthly premium will cost you much less than paying directly for health care. Also, with health insurance, you can have access to free preventative care, such as vaccines and screenings. With such benefits, getting health insurance is one of the smartest investments you can make.
Unfortunately, health insurance premiums can be steep; it is also known that health insurance companies can increase premiums without warning their customers. As a result, you could be overpaying for your premiums without getting much coverage.
The demographic most affected by health care accessibility is undoubtedly young adults too old to qualify for government-run programs like CHIP and too young to qualify for Medicare, another government-run program designed for people over the age of 65. Fortunately, these adults now have more choices than ever in their health care, thanks largely to the passing of the Affordable Care Act.
The Affordable Care Act
Due to the gaps in accessibility and affordability, the Affordable Care Act was set in place to address and solve these problems. Also known as Obamacare, the ACA set up a marketplace of health insurance plans that meet certain criteria and requirements. Under the ACA, insurance companies can no longer deny people with pre-existing conditions insurance. Moreover, insurance companies can no longer set limits on how much money they spend on an individual, so people with chronic conditions can still be covered.
The ACA also regulates the kind of coverage health insurance plans must provide. These include the following:
- Ambulatory services
- Emergency services
- Newborn care
- Mental health disorders
- Prescription drugs
- Lab tests
In addition, the ACA stipulates that certain services be free, such as colonoscopies, cholesterol and blood pressure checks, birth control, routine vaccinations, and other services.
As a result of the ACA, health insurance costs were lowered across the board, and more than 16 million Americans now have health insurance. It is now viewed as a good alternative for people under the age of 65 to cover their health care needs.
If you are struggling to afford health insurance, then an ACA-compliant plan can be right for you. Call us today and we can get you enrolled during the open enrollment period.
Miss the enrollment period and don’t qualify to enroll during the special enrollment period? Not a problem. Golden Plan Choice offers plenty of individual health insurance plans that may benefit you as well.
Individual insurance largely benefits those who are self-employed or whose employers don’t offer health insurance. People whose employers do offer health insurance can also opt for an individual health insurance plan. Individual insurance premiums depend on a number of factors, including your insurance provider, age, smoking habits, and zip code.
Golden Plan Choice works hard to find the best policies for our clients. In addition, we also offer additional health services, such as family, life, funeral, and group health insurance. For more information about the services we offer, contact Golden Plan Choice today or visit us.
For Individual Health Insurance Plans, Call Golden Plan Choice Today
Health insurance is a smart investment, but an expensive one. For adults younger than 65 especially, it can be difficult to find a health insurance plan that will provide the coverage you need and that fits into your budget. Fortunately, Golden Plan Choice is here to help.
Golden Plan Choice can help find individual health insurance plans right for you. Everyone’s situation is different, and so too will your health insurance plan. Our team can help find the plans you are eligible for; we work closely with you to ensure that your health care needs are met.
Plus, we help our clients enroll in an ACA-compliant plan. We can guide you step by step through the open enrollment process and educate you on what the ACA means for you. And if you miss the open enrollment deadline, no worries; you just may be eligible for the special enrollment period instead.
Golden Plan Choice has your best interests at heart, so be sure to call us today. We can help find you the best El Paso, TX individual health insurance plans for you.
Fun Facts About El Paso, TX:
- It has 302 days of sunshine per year.
- It was known as the Six Shooter Capital.
- El Paso is one of the 10 safest cities in the U.S.