The best El Paso, TX health care insurance is closer than you think. Golden Plan Choice can provide you with the health care insurance plan right for you and your family. We offer plenty of health insurance plans that can meet your health care needs without sending you into financial jeopardy.
Golden Plan Choice has over 15 years of experience in navigating the complexities of the American health insurance marketplace. We provide our services to people of all ages, both individuals and families. If you’re looking for health insurance coverage that will take care of your health care needs, Golden Plan Choice is here to help.
We proudly serve our local communities by providing high-quality El Paso County health care, as well as health care to all the communities in Texas. No matter the state of your health and financial situation, Golden Plan Choice can offer you the health plans that can cover your health care needs.
Find the El Paso, TX Health Care Insurance Right For You at Golden Plan Choice
It’s no secret that El Paso, TX health care insurance in America is notoriously expensive. With the cost of prescription drugs, medications, and medical treatments on the rise. Not only that, but monthly premiums can be unstable in cost, with insurance companies raising them without warning. As a result, most people have decided to forgo health care insurance altogether.
This is unfortunate, as having health insurance comes with many benefits. Health insurance can help pay for any fees and expenses incurred during an unexpected hospital stay or medical visit due to illness or injury.
Also, by paying a monthly premium instead of having to pay for these expenses out-of-pocket, you will be able to afford your health care without burdening your and your family’s finances. Moreover, most plans come with free preventative care such as vaccines and exams.
Golden Plan Choice is here to empower you to make powerful, informed decisions regarding your health care. We offer plenty of health care insurance options that may be right for you. Everyone’s health and financial situation is different, and so will your health insurance plan. Golden Plan Choice works very closely with you to ensure that you get the best El Paso health care insurance plan available.
Explore Our Health Care Insurance Services
Golden Plan Choice offers two types of personal insurance: Individual and family insurance. Individual insurance benefits those that do not qualify for government-run programs such as Medicare, Medicaid, and CHIP. It is best suited for individuals who are self-employed, work at small businesses who do not offer health care insurance, and who retire before they are eligible for Medicare (aged 65).
Similarly, family insurance works along the same lines as individual insurance, except that you can include each family member as a dependent on your plan. With family insurance, the number of people added to your plan is a big factor in determining your policy’s premiums, coverage, and deductible. To learn more about individual and family insurance policies, contact Golden Plan Choice today.
The Affordable Care Act
While there is still a long way to go with regards to the affordability of health insurance, matters have improved greatly when it comes to health care costs and access. The Affordable Care Act of 2009 has done much to lower health care insurance costs across board, creating a new “marketplace” for affordable health care insurance options for people under 65 to cover their health care needs.
The ACA has since expanded screenings and preventative care. It has also mandated that every healthcare plan must include coverage for the following:
- Prescription Drugs
- Lab Tests
- Chronic disease management and vaccinations
- Pediatric dental and vision care
- Rehabilitative and “habilitative” Services
- Ambulatory services
- Emergency services
- Maternity and newborn care
- Mental health disorders and substance abuse
- And more.
Most significantly, the ACA has banned insurance companies from denying coverage to people with pre-existing conditions such as cancer, as well as other high-risk individuals. Moreover, young adults now can stay on your parents’ health plans until they are 26 years old. As a result, more than 16 million Americans now have health care insurance, an increase from previous years.
Golden Plan Choice can help you choose the ACA plan that is right for you and your family, as well as help you with the enrollment process.
Enrolling in an ACA plan is limited to certain annual open enrollment periods. It is the only time of the year that you can sign up for a health insurance plan or modify an existing one. The exact dates differ from state to state, although most enrollment periods start near the end of the calendar year and carry into the January of the next year. When open enrollment comes, Golden Plan Choice can help you out.
Contact Us Today For Affordable Health Care Insurance
Golden Plan Choice is committed to operating our business with the highest standards of work and customer service. Our goal is to create a personalized insurance plan meet for your health care needs.
We offer a variety of different insurance, from individual and family insurance to group and life insurance. In addition, we also offer funeral insurance to cover your funeral costs, as well as dental and vision insurance.
Our expert team is at hand with expert detailed analysis of the health care insurance marketplace, comparing plans and seeing which ones is best for you. Our professional services will ensure that you will never have to pay more for your health care insurance than strictly necessary. So don’t hesitate to call us today; when it comes to El Paso, TX health care insurance, Golden Plan Choice has got you covered.
Fun Facts About El Paso, TX:
- It used to be called the Six Shooter Capital.
- It gets 302 days of sunshine a year.
- El Paso is the boot-making capital of the world.