Set up a safety net with an Eastside El Paso, TX travel health insurance plan beforehand so that your trip goes smoothly. In general, health insurance is a type of insurance that covers the cost of medical care. This can include hospital stays, doctor visits, prescriptions, etc. Medical or health insurance is definitely a must-have in America, even if you don’t expect to go to the doctor’s anytime soon.
Life happens, and accidents can occur in the least expected of places. Having health insurance is a great way to have peace of mind. With health insurance, you can do the following:
- Protect your family from financial burdens in case of an unexpected illness or injury
- Avoid expensive out-of-pocket medical bills
- Access preventative care and screenings
Knowing that you and your family are covered in case of an emergency can let you focus on more important events, like enjoying your vacation. Usually, your usual health insurance will only work within a certain region. Your insurance might not cover you when you travel to another state or country. That’s why you may want travel insurance, so you’re covered while you’re on vacation.
Contact the team at Golden Plan Choice today to learn more about your travel health insurance options. We have several plans available, and our team can help you choose the most suitable plan for you and your family when you go on that planned trip.
Get Eastside El Paso, TX Travel Health Insurance Now
If you’re planning a trip outside your home country or your health insurance’s service area, travel health insurance is a must. No matter where you’re going or how long you’ll be away, travel health insurance will protect you in case of an emergency.
There is a wide variety of travel health insurance plans out there, so it’s important to do your research and find the one that’s right for you. Make sure you read the fine print and understand what’s covered before purchasing a plan. If you’re unsure where to start, the team at Golden Plan Choice can walk you through the entire process. We’ll also help you find the plan that covers everything you may need while you’re away.
Travel health insurance plans generally cover medical expenses incurred while you’re away from home. This can include everything from doctor’s visits and prescriptions to emergency transportation and hospital stays. No one likes to think about being sick on vacation, but it’s always better to be safe than sorry. Travel health insurance can give you peace of mind and let you focus on enjoying your trip, knowing that you’re protected in case of an emergency.
But, remember that travel health insurance is different from “travel insurance.” Of course, travel health insurance helps shoulder the cost of medical expenses that happen when you’re away from home. On the other hand, typical travel insurance may protect you in case you lose your luggage, or your trip is canceled. If you need travel health insurance, Golden Plan Choice can help you find the plan that fits your international travel plans.
Does Your Medicare Plan Also Cover Travel Insurance?
Unfortunately, the answer is no. Original Medicare plans’ coverage area does not extend outside of the United States. Of course, there are some exceptions. For example, Medicare may still cover your medical expenses if you board a ship within territorial waters adjoining US land and within six hours of the nearest US port.
Some other exceptions include the following situations:
- You’re in the US when you need urgent care, but a foreign hospital is closer than the US one.
- You’re traveling through Canada through the most direct route to/from Alaska, and you have an emergency, and a Canadian hospital is closer than a US one.
- You live in the US, and the foreign hospital is closer to your home than the nearest US one that can treat your medical condition, regardless of whether it’s an emergency.
Contact our Medicare experts at Golden Plan choice to learn more about Original Medicare’s Eastside El Paso, TX travel health insurance exceptions and coverage options. Medicare has limited travel coverage outside of the US, so it may be better to buy a travel health insurance policy for more coverage. As we mentioned, travel insurance may not necessarily include medical coverage, so be sure to read the fine print carefully.
Traveling with a Medicare Plan – Let’s Bring Medigap to the Playing Field
If you have a Medicare Supplement (Medigap) plan, your plan may offer additional coverage for urgent health care services when you’re outside of the United States. Standard Medigap plans offer travel emergency health coverage when you’re outside of the US. If you have a viable plan, your plan will cover the following:
- Travel emergency care for the first 60 days of your trip if Original Medicare doesn’t already cover it within its limitations
- Pays 80% of the billed charges for certain medically necessary emergency care after you meet the $250 deductible
- There is a lifetime limit of $50,000
Before you leave the country for vacation, it’s still best to check everything that your insurance covers. Speak with a representative from Golden Plan Choice to learn more about your travel health insurance options. We can help you comb through your Medicare or find additional coverage when you’re outside your usual insurance network.
Get the Health Plan You Need for an Overseas Venture
Call us today to learn more about your health coverage options. Whether you’re at home or overseas, you want to keep yourself protected with the right coverage. Or visit our location to speak with an insurance agent from our team in person. They’ll help you find the best Eastside El Paso, TX travel health insurance plans for your needs.
El Paso, Texas Fun Facts:
- Before it gained the nickname Sun City, El Paso was known as the Six Shooter Capital.
- It is one of the sunniest cities in America with an average of 302 days of sunshine a year.
- The city is home to the only border patrol museum in the U.S.
- For more fun facts, visit the city’s official page.