Discover Eastside El Paso, TX individual health insurance plans that can give you the health care coverage you need. Golden Plan Choice works hard to find you the right insurance plans for you. With us, you won’t ever need to worry about struggling to find the health insurance you need.
We offer health insurance for individuals and families alike, as well as employees. No matter what your health or financial situation is, we can provide you with Eastside El Paso, TX individual health insurance plans you won’t want to miss.
Golden Plan Choice has over 15 years of experience navigating the health insurance marketplace, serving our Eastside El Paso communities, as well as communities in west El Paso, Houston, and Laredo. Everyone’s situation is different, and so will your health plan. We work closely with you to find the health and medical insurance that will cover your expenses.
Health insurance is one of the smartest investments you can make, but accessibility issues have made it so that people with the most need of health insurance haven’t been able to afford it. Golden Plan Choice is committed to bridging that gap with our stellar services. We are dedicated to getting people enrolled in a plan that will provide crucial health insurance coverage.
If you are an individual struggling to afford health insurance and are confused about where to start, please call us today or drop by our office location. Our experienced team will take care of you like family in finding you the best policies around.
Discover Eastside El Paso, TX Individual Health Insurance Plans
If you’re an individual unable to afford health insurance, there are unfortunately few options available to you. Government-run programs like Medicare and CHIP cover the health needs of children and seniors. Until you turn 65, which is the age when you become eligible for Medicare, you will have to pay for health insurance on your own.
Fortunately, there are plenty of individual health insurance plans out there. Individual insurance in general is best for people who are self-employed or whose employer does not offer health insurance. And of course, if your employer does offer health insurance, you can always opt for an individual insurance plan as well.
Like all types of insurance, individual insurance premiums depend on a number of factors: The insurance company or provider in question, your zip code, age, and lifestyle habits such as smoking. For those of lesser means, with chronic illnesses and pre-existing conditions, then a plan that complies with the Affordable Care Act is the best option for you.
What the Affordable Care Act Means For You
For individual insurance plans that can give you a lot of bang for your buck, then an ACA-compliant plan is requisite. The Affordable Care Act, passed in 2009, has had a tremendous influence on the health insurance industry, essentially creating its own marketplace of health insurance plans that comply with its stipulations.
For one thing, the Affordable Care Act stipulates that healthcare plans must include coverage for hospitalization, ambulatory services, maternity and newborn care, mental health disorders and substance abuse, and so forth.
In addition, under the ACA insurance companies can no longer deny people with pre-existing conditions coverage. It also prohibits insurance companies from setting limits on how much money they would spend on an individual, so people with chronic illnesses cannot run out of insurance coverage.
The ACA has expanded screenings and preventative care, ensuring that certain health care services such as colonoscopies, cholesterol and blood pressure checks, routine vaccines, and birth control remain free. Moreover, young adults can stay on their parents’ health plans until they are 26 years old.
As a result, the ACA has lowered health insurance costs across board, with more than 16 million Americans now having health insurance. Enrollment in an ACA-compliant plan, however, can only be done in certain periods.
The first period is open enrollment. The dates differ from state to state, but usually open enrollment begins at the end of the year and rolls over unto January of next year.
If you miss open enrollment, then you may be eligible to enroll during a special enrollment period. You must, however, had to have experienced a qualifying life experience or event. This can include marriage, losing your previous coverage, or changing your household phone number.
Golden Plan Choice can help you enroll in an ACA plan, guiding you through the often complicated process of open enrollment. And as always, if you miss the open enrollment period and don’t qualify for the special enrollment period, there are other programs we can help you enroll in that are open year-round.
Call Golden Plan Choice Today To Get Incredible Individual Health Insurance Plans
No matter what your health and financial situation is, Golden Plan Choice is here to help. Our expert team can help you find the health care coverage you need. We aim to give you the tools you need to make smart, informed choices on your health care.
We not only offer individual health insurance plans, but also family insurance, group insurance, dental and vision, funeral insurance, and so much more. Golden Plan Choice can also guide you through the ACA open enrollment process. Even if you miss the dates for open enrollment, there is still a chance you may be eligible to enroll in the special enrollment period, so we can help you with that as well.
Golden Plan Choice can help explain even the most complicated of health care plans without the obscurantist, technical jargon. So call us today and discover amazing, affordable Eastside El Paso, TX individual health insurance plans.
Fun Facts About Eastside El Paso, TX:
- It is known for its ridges and cliffs.
- You can see Ciudad Juárez and the Franklin Mountains from there.
- Visit Eastside Regional Park and other sites.