When considering your insurance policy options, you’ll want to get a rough estimate of your Eastside El Paso, TX, health insurance cost. Depending on your financial situation, you may not have enough room in your budget for plans that require high monthly premiums or large deductibles. Worrying about not being able to afford healthcare for you and your family can feel disheartening. How would you pay for their hospital bills if someone were to fall ill or get in an accident?
Golden Plan Choice can help ease some of your worries by providing expert knowledge about the healthcare market. Our talented team constantly researches healthcare policies and legislation to inform our clients about their options and help them enroll. We want you to find a plan that best suits you and your family, which is why we work so hard to keep abreast of the latest health insurance news.
If you’re struggling to find a plan that fits your budget, reach out to the friendly experts at Golden Plan Choice. We’ll help you make an informed decision about your insurance options and even create a custom package of policy options for you. Let us know where your finances stand, and we’ll find the perfect plan for you.
What is the Average Eastside El Paso, TX Health Insurance Cost?
Depending on your age, location, and income, you have several options for healthcare plans. Whether you want insurance for just yourself or your entire family will also affect the price of the plan you choose. Because newer legislation in the United States has opened the door for more affordable insurance, more Americans have the opportunity to receive coverage than ever.
To find out more about your possible options, Golden Plan Choice can take a look at your situation and help you make an informed decision for coverage. We’ll consider your medical needs, financial situation, and any additional coverage you want for your plan.
If you’d like to learn more about modern healthcare plans, we suggest reading the sections below about the Affordable Care Act and Medicare.
The Affordable Care Act
Since the passing of the Affordable Care Act in 2010, the healthcare market has expanded with plenty of affordable insurance options. The birth of “Obamacare” created a way for millions of uninsured Americans to get quality health coverage. This is seen as the best option for adults under 65 who don’t have insurance through their workplace. However, the new marketplace may be difficult to navigate alone.
Golden Plan Choice is equipped to help you utilize these new options to the fullest. We’ve studied the ACA since its inception to learn the health insurance marketplace’s ins and outs and how it affects our clients. We can help you calculate the average cost of health insurance under this type of plan and whether it covers certain screenings or preventative care services. We will also identify if you qualify for government subsidies to reduce your care cost further.
Did you know that under Obamacare, insurance providers can no longer enforce a preset dollar limit on your coverage? The ACA also helped millions of young Americans stay on their parents’ medical insurance up to age 26 (and sometimes further, depending on the circumstances). You also can no longer be denied coverage because of pre-existing conditions such as cancer. Let Golden Plan Choice help you pick an Obamacare health insurance plan to take advantage of these great benefits.
For older Americans who are age 65 or above, you may qualify for Medicare insurance. Figuring out what each part of Medicare covers can be confusing, which is why Golden Plan Choice is here to explain each one and its benefits. Every Medicare plan must offer at least Parts A and B, which Original Medicare covers. However, there are plenty of “gaps” in coverage left behind by most Medicare plans, making it crucial to understand what kind of coverage you need.
Part A is known as Hospital Insurance and covers inpatient hospital stays, hospice care, and some nursing facility care costs. It can also cover some healthcare services; certain people can qualify for premium-free Part A coverage in special cases.
Part B is meant to cover outpatient care, services from doctors, and preventative services. Some medical supplies are covered by Part B as well.
Part D covers the cost of your prescription drugs. While some medications may be entirely covered, Medicare may not fully cover more expensive drugs or non-generic versions. However, they will be made much cheaper because of Part D coverage. Those who opt for Medicare Advantage will receive a policy bundle comprised of Parts A, B, and D, while purchasing Original Medicare only gives you Parts A and B.
Does Medicare Cover Everything I Need?
Talk to a trusted insurance specialist like the team at Golden Plan Choice when considering your Medicare options. They can help you find Medigap plans to supplement your insurance as well as vision and dental plans to bundle with your other policies. When you decide on the plans that you like, we can help you calculate your Eastside El Paso, TX health insurance cost.
We can also suggest if you should enroll in Medicare Part C, also known as Medicare Advantage. This replaces Part B but is only offered through private insurers, thus requiring you to sign up for it on your own. If you have primary coverage through an employer or your spouse’s employer, you can keep it in place of Part B. This allows you to keep any coverage benefits provided by your existing insurance.
Take A Step Towards Affordable Health Insurance
Give us a call today or visit our El Paso East office to learn more about our services. Golden Plan Choice can help you estimate your Eastside El Paso, TX health insurance cost to get the coverage you and your family need.
Fun Facts for Eastside El Paso, TX:
- El Paso is considered one of the sunniest cities in the U.S., averaging about 302 days of sunshine each year.
- For this reason, El Paso has been nicknamed the “Sun City.”
- Before that, El Paso was known as the “Six Shooter Capital.”