Eastside El Paso, TX health care insurance can be had when you visit Golden Plan Choice. Golden Plan Choice is a health insurance company that can find you the high-quality health insurance plan right for you and your family members. For medical insurance that will cover critical health services and medical conditions, Golden Plan Choice is here for you.
Our expert team has several years of experience navigating the complexities of the healthcare system. We can help find you the health care insurance that will provide good, long-lasting coverage. We offer a wide range of health care insurance, including individual and family insurance, group insurance, and life insurance. If you are experiencing health issues and need good health care insurance to cover your expenses, Golden Plan Choice can provide it for you.
We proudly serve our local Eastside El Paso County communities, as well as communities all over Texas. If you need help affording crucial health care services and medical care, then call us today or drop by our office location. Our team is on hand to help.
Eastside El Paso, TX Health Care Insurance You Can Rely On
There are many benefits to having good quality Eastside El Paso, TX health care insurance. If you’ve ever had an unexpected illness or injury befall you or a family member and need health services at a hospital or medical center, then you may have experienced the unpleasant prospect of having to pay for medical bills at these centers.
With health insurance, you need never worry about your medical bills burdening you and your family with a debt that you may not be able to repay. Health insurance can safeguard your finances by having you pay a monthly premium, which is more affordable in the long run than having to pay the entirety of your expenses out of pocket. Moreover, most health care insurance plans come with free preventative services, such as vaccines and exams.
The Affordable Care Act
Unfortunately, health insurance can be exorbitantly expensive, with the costs of prescription drugs and medical treatment on the rise. In recent decades, problems relating to access and affordability have driven lawmakers to come up with a solution to this crisis. The passing of the Affordable Care Act has helped to lower health care insurance costs across the board, especially for people under the age of 65 who are not eligible for government-run health insurance like Medicare.
The ACA has not only expanded access to health insurance but also screenings and preventative care. In addition, it has required that every health plan must include coverage for ambulatory services, emergency services, maternity and newborn care, and so forth.
Most significantly, the ACA has ensured that people with pre-existing conditions such as cancer cannot be denied coverage by their insurance provider, a change from recent years. In addition, young adults can now stay on their parents’ health care insurance until they are 26 years old.
As a result, more than 16 million Americans now have health insurance and ACA plans are known as alternative plans for people not eligible for Medicare. Golden Plan Choice can help you compare ACA plans and find one that will cover your primary care needs. Enrollment in the ACA is limited to certain open enrollment periods, which differ from state to state; Golden Plan Choice can guide you through the enrollment process as well. For more information, call us today.
Types of Health Insurance
Golden Choice Plan offers many kinds of health insurance, including group and life insurance, individual and family insurance, Medicare, and more.
Individual and family insurance are best for those whose employers don’t offer health insurance or those who are self-employed to begin with. People best fit for individual and family insurance are those not eligible for government-run programs such as Medicare, Medicaid, and CHIP.
Medicare is a federally-run program designed for people 65 years and older. If you or your spouse have been paying Social Security and have received benefits, you are automatically enrolled in the program once you turn 65. Medicare has three parts: Part A (Hospital Insurance), Part B (Medical Insurance), and Part D, which is prescription drug coverage.
In addition, Medicare has three bundled plans. Original Medicare includes all the services of Parts A and B, with Part D as an option. Medicare Advantage is also known as Medicare Part C. This plan includes the services of Parts A, B, and typically D, as well as the following:
- Routine dental and vision check-ups
- Hearing care and hearing aids
- Preventative care (gym memberships and wellness programs)
- Home modification (grab bars, meal deliveries, and non-emergency transportation)
The third bundled plan is Medicare Supplement, which aims to cover services not covered by Original Medicare. An advantage to Medicare Supplement is that it is a guaranteed renewable, which means your insurer cannot drop you from your plan so long as you keep paying your premiums.
Trust Golden Plan Choice For Your Health Care Insurance
Health insurance is a great investment, but due to the exorbitant costs of prescription drugs and medical treatment, monthly premiums can get pricey. Not everyone knows what they need to know regarding health care insurance and which plans can fit their budget and cover their health expenses.
Fortunately, Golden Plan Choice is here to help. Our expert team of professionals can ensure that you don’t pay more for your health insurance than you have to. We analyze and compare plans you may be eligible for to see which ones are best for you. We have over 15 years of experience navigating the health insurance marketplace and thus can empower you to make informed choices about your health insurance.
So what are you waiting for? Call Golden Plan Choice today! We’d be glad to help you find the Eastside El Paso, TX health care insurance that will cover your health care expenses.
Fun Facts About Eastside El Paso, TX:
- It is the only Texan city to completely use Mountain Standard Time.
- It is located north of Interstate 10.
- Visit The Plaza Theatre, a historic building.