Get astounding El Paso TX medicare supplemental insurance when contacting Golden Plan Choice! Golden Plan Choice is the most trusted health insurance agency, serving all Texas communities and beyond for over 15 years.
Health care has been prohibitively expensive in the U.S. for decades. With the rising cost of prescription drugs, surgeries, and treatments, health insurance has never been more necessary. It is crucial that you not get saddled with a bill that will leave you and your loved ones in financial freefall.
Health insurance provides many benefits and is one of the smartest financial decisions you will ever make. With health insurance, your monthly premiums will be significantly less than with insurance. A good health insurance plan would mean paying less for covered in-network health care. Your insurance can also grant you free preventive care, like vaccines and screenings.
Unfortunately, the health insurance marketplace is vast, with various options available. Not everyone knows what they need to know regarding policies.
Luckily, Golden Plan Choice is here to make sure you choose the right health care plan. We understand that everyone’s different, and so will be their plan. Our expert team is at hand to empower you to make informed decisions on your health care.
You can count on us as one of your trusted health insurance companies. Get your El Paso TX medicare supplemental insurance today!
What We Provide
Golden Plan Choice will help you enroll in the right health insurance for you, no matter your personal or health situation. We offer individual or family insurance and federal insurance programs such as Medicare. Learn more about each type of health insurance to find out what is best for you!
If you are over 65, you might be eligible for Medicare and Medicaid, and other government-run programs. Three months before you turn 65, you will receive sign-up instructions in the mail. Younger people who meet specific criteria can also be eligible.
Medicare is split into Part A, Part B, and Part D. They cover specific services for different insurance types.
Part A is also known as Hospital Insurance. It covers hospitalization, hospice care, and some home health care services. If you or your spouse paid Social Security benefits, you could even skip the monthly premiums. (This is often called premium-free Part A).
Part B covers services provided by doctors, outpatient care, preventive services, and medical supplies.
Part D covers the cost of prescription drugs and any shots or vaccines recommended by your healthcare professional.
With a Medicare Advantage plan, private insurers provide health care coverage to Medicare beneficiaries at the government-approved cost. Also known as Medicare Part C, it is a bundled plan meant as an alternative to Part A and Part B.
Medicare Advantage plans cover most of Original Medicare, except that you can get prescription drug coverage. Routine dental and vision checkups are often covered, as well as hearing care and aids. Gym memberships and wellness programs are covered; above all, Medicare Advantage plans allow you to prioritize your fitness.
Medicare Advantage also covers home modification if you have a disability or need mobility help. You can get grab bars for your home bathroom, meal deliveries, and non-emergency transportation.
The costs of Medicare Advantage vary and may include out-of-pocket expenses, Original Medicare premiums, and Medicare Advantage premiums. Ninety-eight percent of those with Medicare Advantage, which provides drug coverage, do not have to pay a premium.
If you’re already on Original Medicare, you may qualify for Medicare Supplement coverage. Medicare Supplement covers all the services Original Medicare doesn’t cover. This plan will help you save on copayments. With a copayment, you share the cost with the insurance company.
Medicare Supplement also covers you if you travel outside the U.S. and is guaranteed renewable. This means that you won’t have to worry about being dropped off the plan for any reason. As long as you pay your premiums, your insurance company will be unable to drop you!
Individual & Family Insurance
It’s becoming more and more common for employers not to offer health benefits. If your workplace doesn’t provide benefits, an individual insurance plan may be right for you. Self-employed individuals and people who retire before they turn 65 are also eligible for individual insurance. Your monthly premium cost typically depends on several factors, including your age, zip code, and smoking habits.
Family insurance works much the same as individual insurance. The only difference is that your family members can be added as dependents to your policy. The number of people in your household plays a big part in determining your policy’s coverage, premium, and deductible. A family of more than four people can expect to pay more for insurance.
Additional Health Services
Golden Plan Choice also offers additional health services, such as the Affordable Care Act, an alternative for those under 65. Golden Plan Choice also offers life insurance, dental and vision, and final expenses or funeral coverage.
Proposed in 2009, the Affordable Care Act lowers health insurance costs across the board and makes it more accessible to people without medical coverage. It also prohibits insurance companies from denying coverage to those with pre-existing conditions. The act also stipulates that certain healthcare services, such as colonoscopies, cholesterol and blood pressure checks, birth control, and routine vaccinations, remain free.
Life insurance helps you protect your family in the event of an unexpected death. It offers two policy types: Permanent and Term Life.
Dental and vision insurance helps you maintain your teeth and eye health. Dental insurance enables you to pay for dental care, such as crowns and fillings. Vision insurance helps you with the cost of eyeglasses, contact lenses, or eye diseases.
Golden Plan Choice provides great El Paso TX medicare supplemental insurance.
Health insurance is one of the most critical and increasingly costly expenses. No matter your financial or health situation, Golden Plan Choice can help you get the plan right for you. Our team of experts is at hand to give you the information you need to make informed decisions on your healthcare.
- El Paso straddles the Rio Grande on the U.S.-Mexico border.
- It is one of the sunniest locations in the U.S.
- It was once known as the Six Shooter Capital.