Affordable Medicare Supplemental Insurance | Laredo TX

For your most affordable Laredo TX medicare supplemental insurance needs, look no further than Golden Plan Choice!

Golden Plan Choice is the health insurance agency of choice for many Texans, serving many communities for over 15 years. For your Medicare coverage, including supplemental insurance policies, Golden Plan Choice can help you choose the right plan. Call us or drop by at any of our locations for more information!

An Agency You Can Trust…

Golden Choice Plan is here to help you make the right choices and get you the help you need. We have 15 years of experience in the insurance industry, navigating and analyzing the healthcare market. We can help you protect your assets and get you the proper coverage.

Our insurance expertise and agents can offer the right coverage plan and keep you and your family protected. We treat our clients like family and are with them every step. Choose Golden Choice plan as your Laredo TX medicare supplemental insurance provider!

Why Us?

Although health insurance is not required in Texas, it is one of the smartest financial investments you can make. It provides many benefits to you and your family and helps safeguard your finances in case of unexpected hardship.

With the price of prescriptions, surgeries, and treatments on the rise, health care insurance has become requisite for many families struggling financially. With health insurance, your monthly premiums will be a lot less than what you would have to pay without insurance. Those hospital bills can quickly add up if you don’t have health insurance to help pay for them.

Moreover, if you or your loved one(s) have any pre-existing health condition(s), health insurance will get you the care you need. Your health insurance can also grant you free preventative care, such as vaccines and screenings.

That being said, health insurance policies offer a wide variety of coverage options. It can be hard to decide which ones are right for you or your family with so many available. Finding a plan can become quickly overwhelming. Not everyone knows what they need to know about navigating the healthcare market.

Golden Plan Choice is here to help. No matter your financial or health situation, our experts are committed to finding the right plan for you. We can help you make an informed decision and give you that peace of mind you need.

Golden Plan Choice offers information on health insurance, including individual and family plan insurance. We also provide additional services, such as Medicare (Original Medicare, Medicare Advantage, and Medicare supplement insurance), dental and vision, and life insurance.

Our Services

We understand that everyone is different, and so will your health plan. If you are eligible for government-run programs, your best bet is to enroll in Medicare or the Affordable Care Act option.

Medicare

Medicare is a federal health insurance program designed for people aged 65 and over. If you don’t require Medicare beforehand, you will be automatically enrolled in the program once you turn 65. You will get the sign-up instructions in the mail three months prior.

Medicare eligibility also comprises young people who meet specific criteria. Medicare is split into three parts. Parts A, B, and D cover specific services and insurance types.

Also known as Hospital Insurance, Part A covers inpatient hospital stay, hospice care, and some home health care services. Part A is available for free without a monthly premium. However, this is only if you and your spouse paid Medicare taxes while working for a specific period.

Part B offers medical insurance, covering services provided by doctors, outpatient care, medical supplies, and even preventive services.

Lastly, Part D covers the cost of prescription drugs and any shots and vaccines recommended by your healthcare professional.

Every Medicare Plan has to offer Parts A and B and their services; this is also called Original Medicare. However, rules, costs, and restrictions vary from plan to plan. Similarly, Medicare Advantage covers Parts A, B, and sometimes D.

Affordable Care Act

In 2009, the Affordable Care Act was proposed, and its signing into law helped lower health insurance costs across the board. It banned denying coverage to individuals with pre-existing conditions and overall made health insurance more accessible to individuals without medical coverage.

It is also an excellent alternative for people under 65 to cover their health care needs. Thanks to the Affordable Care Act, young adults can stay on their parents’ medical insurance plans until they’re 26. The ACA also expanded a variety of screenings and preventative care, usually with a low copay or deductibles.

Under the Affordable Care Act, every health care plan must cover hospitalization, ambulatory services, emergency services, maternity and newborn care, and much more. It also stipulates that certain healthcare services, such as birth control, colonoscopies, cholesterol and blood pressure checks,  routine vaccinations, etc., remain free.

The American Rescue Plan Act of 2011 was signed to provide nationwide relief from the economic and health effects of the COVID-19 pandemic. It also served to boost the benefits of the Affordable Care Act.

Individual & Family Insurance

If you are not eligible for government-run programs, you can still enroll in an individual or family insurance plan.

Individual insurance is meant for people whose employers do not provide health insurance benefits. Those who work for small businesses, self-employed individuals, and individuals who retire before being eligible for Medicare are eligible for individual insurance. Your monthly premium will vary depending on your age, zip code, and smoking habits, among other factors.

Family insurance works similarly to individual insurance, except family members are added as dependents to your policy. Factors that determine your policy’s coverage, premium, and deductible include the number of people in your household.

Get your Laredo TX medicare supplemental insurance With Golden Plan Choice!

Whatever your financial, family, or health situation, Golden Plan Choice is committed to offering medical advice right for you and your family. We have served Texans, including the Laredo area, for over 15 years as the premier health insurance company.

We can guarantee that you will get the most affordable Laredo TX medicare supplemental insurance with us, Golden Plan Choice!

 

 

Fun Facts About Laredo, TX:

• It is the highest inland port in the U.S.
• It was once known as the Republic of the Rio Grande.
• You can experience genuine, authentic Mexican cuisine in Laredo!