Looking for affordable health insurance 77091? Golden Plan Choice is here for you. We are a health insurance agency devoted to helping you find the right health insurance plan for you and your family. We specialize in all types of health plans, including:
- Individual insurance
- Family insurance
- Life insurance
- Dental and vision insurance
- Group insurance
- Final expense
In addition, we also help our clients enroll in an Affordable Care Act plan and in Medicare. No matter what your financial or health insurance situation may be, you can always count on Golden Plan Choice. Our expert team can help find you the affordable health insurance 77091 you need.
We have many years of experience serving our Texas residents and helping them get the medical care they need. From private health insurance to government-run insurance, we can help get you the health insurance coverage that will cover your health care needs. So be sure to call us today or visit our Houston office location today.
Get the Affordable Health Insurance 77091 You Need
Things have undoubtedly changed when it comes to affordable health insurance. In the past getting affordable health insurance was much harder, especially for people with chronic conditions or with pre-existing conditions. Insurance companies could and did reject these individuals, often denying them coverage. And of course, insurance providers are always able to raise insurance premiums as they pleased, causing millions of Americans to pay more for their health insurance than they needed to.
Fortunately, things improved with the Affordable Care Act, passed in 2009. The Affordable Care Act helped lower health insurance costs across board, expanding access to screenings and preventative care such as routine vaccinations, birth control, colonoscopies, cholesterol and blood pressure checks, and more. In addition, the ACA degreed that every healthcare plan must include coverage for:
- Ambulatory services
- Emergency services
- Maternity and newborn care
- Mental health disorders
- Substance abuse
- Prescription drugs
- Lab tests
- And more.
Most significantly, under the ACA insurance companies can no longer deny people with pre-existing conditions coverage. Moreover, people under the age of 26 can stay on their parents’ health plans. As a result, more than 16 million Americans now have health insurance than in previous years.
And with Golden Plan Choice, you can sign up for an ACA-compliant plan when you contact us. Enrollment in an ACA plan is only limited to certain open periods in the year. The enrollment period differs from state to state, but it’s usually towards the end of the year and rolling on over to the next. If you happen to miss this enrollment period, you may yet be eligible to enroll in the special enrollment period if you have experienced a qualifying life event, such as:
- Losing your previous coverage
- Changing your household’s number
- A change in your marital status
Golden Plan Choice can guide you step by step through the process. And of course, even if you aren’t eligible for the ACA, you may yet be eligible for other plans. There are plenty of individual and family insurance plans among others. Moreover, if you are over the age of 65, then you may be eligible for Medicare.
Discover Affordable Options
For people over the age of 65, as well as younger people who have been diagnosed with End Stage Renal Disease, Medicare is the program for you. Medicare is a federal program designed for seniors, providing extensive coverage for all their health needs in their old age.
If you and your spouse are close that age and have been receiving Social Security benefits, you should be automatically enrolled in the program. If not, then count on Golden Plan Choice to help you enroll in a Medicare plan that is right for you.
There are three plans available for Medicare: Original Medicare, Medicare Advantage, and Medicare Supplement. Original Medicare is comprised of Medicare Part A and Part B, with sometimes Part D included as an option.
Medicare Part A covers hospice care, inpatient care, and care at a skilled nursing facility. Part B covers outpatient care and services provided by doctors, including preventative services. Part D, however, is dedicated solely to prescription drug costs and covers only some of the costs depending on your prescribed drugs. However, any shots and vaccines recommended by your healthcare professional will be covered too.
Both Medicare Advantage and Medicare Supplement are bundled Medicare plans. For more information about Medicare plans, call our team today.
Discover The Most Affordable Health Insurance Plans
Getting affordable health insurance can be very difficult, especially for laypeople who don’t know much about the health insurance marketplace. The ACA has done much to expand access to health care, but gaps still persist in both the health care marketplace and education.
We at Golden Plan Choice are committed to helping our clients get the right insurance. Our goal is to give you the tools you need to make smart, educated choices about your health insurance. We can help you enroll in a large variety of health insurance; moreover, our expert staff can analyze data, comparing plans across board. We have an expert team when it comes to navigating the healthcare marketplace.
Health insurance is one of the smartest investments you can make. With health insurance, you can protect yourself and your family from financial fallout in case of an accident or unexpected illness. Life happens, as we all know, so it’s best to come prepared. With all the benefits of health insurance, it’s a no-brainer to seek out a personalized plan that you and your family can benefit from – and one that will be easy on the wallet.
So what are you waiting for? Call Golden Plan Choice today! We will be thrilled to get to work on finding you the affordable health insurance 77091 plan you deserve!
Fun Facts About Houston, TX:
- It was founded in 1836 by the Allen brothers.
- Houston’s nicknames includes Space City and H-Town.
- It is home to the largest medical center in the nation.