Affordable health care Rosenberg, TX is one of the most important assets one can have. According to an article published by the Texas Tribune, more than 100 million adults are burdened by medical debt in this nation. Although there’s a huge discrepancy in findings, medical debts have directly led to numerous families filing for bankruptcy.
In a 2009 study conducted by Harvard University and Elizabeth Warren, it was reported that medical debts caused 62.1% of all bankruptcies filed in the nation. Based on various studies after this, it was reported that the bankruptcy rate caused by medical debts ranged from 26% to 57.1%. The general consensus is that medical bills, treatment costs, and hospitalization fees can lead to financial ruin.
Later in 2015, the Kaiser Family Foundation noted that while wages have only increased by 26% since 2009, the cost of premiums has shot up by 54%. The huge gap between premium costs and earnings has only increased astronomically since then. Truly affordable health care is considered to be rare nowadays.
Why You Need Affordable Health Care Rosenberg, TX
The financial implications of having the right health insurance are clear, but there are also other benefits. With the right plan, you won’t have to “save” your insurance for emergencies and major treatments only. Preventative care is incredibly important to how well you can maintain your health condition. With the right health provider, the chances of disabilities, diseases, and even deaths are reduced.
No matter your age, both preventative care and proper coverage will be highly beneficial. This is why we offer both individual insurance and family insurance. Depending on your situation, you may need coverage for more than just yourself.
If you live on your own, it’s especially important that you have a backup plan for everything. Getting an annual check-up serves as one of those backup plans. The more up-t0-date you are with your health condition, the more in control you’ll be.
It’s also less expensive to get a small treatment or medication than it is to have to stay in the hospital for surgery or prolonged treatment. You also won’t have to unexpectedly leave work if you have scheduled doctor’s visits.
For a bigger family with children of any age, it’s especially important to have adequate health insurance. On average, a single visit to the emergency room without insurance could cost anywhere between $800 and $2,500. Kids tend to get hurt pretty frequently when they play sports or spend time on the playground.
Kids are also highly likely to catch the seasonal flu at least a couple of times during their childhood. With the right health insurance, you can help them schedule the flu shot way before they come into contact with the flu. You will also be able to consult a doctor about any potential flu symptoms at close to no charge.
Consider Other Coverage Options
Other than general medical emergencies, treatments, and physician visits, you also have to consider other risks. Depending on your situation, you’ll be recommended different insurance plans. At the end of the enrollment process, you’ll be able to build your own iron shield of protection.
Some of the most commonly enrolled-in plans that we offer include:
No matter which insurance you get in addition to your affordable health care, it will benefit you greatly. For example, you’ll save a lot of headaches and trouble by getting routine teeth cleaning. Your teeth can have a great impact on your quality of life and other underlying health conditions.
If you have suffered from any cavities or toothache, you probably know that your sleep, appetite, and work performance can all be heavily affected by a single tooth. If left untreated, your toothache could potentially transform into something more dangerous. Poor oral health is known to be one of the leading causes of heart disease, diabetes, and even cancer.
Over 30 percent of adults in the nation aren’t getting their teeth cleaned at least once a year. And even more people are neglecting the six-month visits suggested by dentists worldwide. To truly be in control of your health, you need to take a holistic approach and get your teeth looked at regularly.
Trust In Golden Plan Choice
With Golden Plan Choice, you won’t have to worry about the possibility of enrolling in the wrong health insurance policy. Each year, more and more people are enrolling in “bad” insurance plans. This is because people tend to enroll in unfavorable plans, which leads to Marketplace suggesting more plans with the same characteristics.
The available, affordable health care options are decreasing, but we’re here to stay. To help the enrollment process go as smoothly as possible, we’ve broken it down into three simple steps.
- Learn – We start the process by helping you understand all the complicated insurance jargon. The more you understand what you’re purchasing, the more confident you’ll feel in effectively using the plan.
- Compare – As mentioned above, people tend to end up with “bad” insurance policies. It’s important to thoroughly consider each plan policy’s premium, deductible, and possible usage. You’ll also notice a significant cost difference between getting individual policies and a family policy.
- Enroll – Lastly, you’re ready to enroll in the affordable health care plan that suits your needs. We’ll work with you to make the process as simple as possible. All the information you need will also be readily accessible.
Golden Plan Choice has been proudly serving the Greater Houston community for over a decade already. No matter your needs, we’ll be able to find a solution to address them. Be sure to call us or visit today to enroll in the affordable health care Rosenberg, TX you deserve.
Rosenberg, TX Fun Facts
- The city started off as a shipping point along the Brazos River.
- Rosenberg has a fantastic Historic Downtown with various fine arts.
- In the past, Rosenberg was known as the “Hub of the Gulf Coast.”